91 Sumner Ave NW, Concord, NC 28027 Property Records

Cabarrus County property record for 91 Sumner Ave NW, Concord, NC 28027

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,130 sqft · built 2005
Lot Size0.24 acres (10,454 sqft)
OwnerIndividual Name on Record
Last Sale$215,000 (Nov 2021)
Tax Bill$1,430 (2023)
Deeds & MortgagesNov 2021 Sale & Mortgage
Nov 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN5620 26 1449

Property Details

APN / Parcel Number

Primary APN5620 26 1449
Alternative APNs
  • 02019 0025.200000
  • 151233
  • 52457

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,130 sqft Living Area
Gross Area1,224 sqft
1st Floor Area1,130 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,454 sqft (0.24 acres)
Lot Dimensions212 ft deep x 50 ft wide
DrivewayConcrete Driveway
Driveway Area575 sqft
PorchSlab
Porch Area30 sqft
Patio Area64 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number151233
Street Address91 SUMNER AVE NW
CityCONCORD
StateNC
Zip28027-6133
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRV
Legal DescriptionSOUTH SIDE SUMNER AVE
Legal SubdivisionFIRST ASSEMBLY CHURCH
Legal Tract1
JurisdictionCABARRUS NC
Township / Civil Division2, POPLAR TENT
Census Block Group2
Census Block2012
Census Tract41901

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address91 SUMNER AVE NW, CONCORD, NC 28027-6133
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 18, 2021Warranty Deed, Transfer · FHA Mortgage
PRIMARY RESIDENTIAL MORTGAGE INC
Nov 18, 2021Warranty Deed, Transfer · FHA Mortgage
PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 18, 2021 · Amount on Record
Deed SaleNov 18, 2021 · Amount on Record
Prior SaleAug 15, 2007 · Amount on Record
Deed Book / Page15662 / 340
Prior Transfer DateMay 24, 2012
Prior Transfer Doc0001001794
Record UpdatedOct 29, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateNov 18, 2021
Property Address91 SUMNER AVE NW, CONCORD, NC 28027-6133
Document Number0015662340
Book / Page15662 / 340
Instrument DateNov 16, 2021
Transaction TypeTransfer
Record UpdatedAug 22, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$430.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address200 JOSHUA PL NW APT 34, 200, CONCORD, NC 28027-0189

Transferred To (Grantee/Buyer)

NameVerified Name
Address91 SUMNER AVE NW, CONCORD, NC 28027-6133

Mortgage

Document Number0015662343
DateNov 18, 2021
Instrument15662/343
Lender
NamePRIMARY RESIDENTIAL MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateNov 18, 2021
Property Address91 SUMNER AVE NW, CONCORD, NC 28027-6133
Document Number0015662340
Book / Page15662 / 340
Instrument DateNov 16, 2021
Transaction TypeTransfer
Record UpdatedJul 18, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$430.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address200 JOSHUA PL NW APT 34, 34, CONCORD, NC 28027-0189

Transferred To (Grantee/Buyer)

NameVerified Name
Address91 SUMNER AVE NW, CONCORD, NC 28027-6133

Mortgage

Document Number0015662343
DateNov 18, 2021
Instrument15662/343
Lender
NamePRIMARY RESIDENTIAL MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityConcord City
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$217,130 (-) Land $40,500 Building $176,630
2025$217,130 (+85.26%) Land $40,500 Building $176,630
2024$217,130 (+85.26%) Land $40,500 Building $176,630
2023$1,430.00$117,200 Land $21,600 Building $95,600$117,200 Land $21,600 Building $95,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CONCORD
serves 120,771 people · EPA ID NC0113010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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