Camden County property record for 91 Summer St, Four Seasons, MO 65049
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.42 acres (61,942 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,707 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Nov 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 01 8.0 28.0 000.0 003 062.000 |
| Primary APN | 01 8.0 28.0 000.0 003 062.000 |
|---|
| Lot Area | 61,942 sqft (1.42 acres) |
|---|---|
| Lot Dimensions | 208 ft deep x 45 ft wide |
| Street Address | 91 SUMMER ST |
|---|---|
| City | FOUR SEASONS |
| State | MO |
| Zip | 65049-5050 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 730R |
| Legal Subdivision | KAYS POINT NO 2 LOT 730R |
| Legal Lot Number | 730R |
| Jurisdiction | CAMDEN MO |
| Township / Civil Division | PAWHUSKA |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 950101 |
Source: Camden County records, as of November 7, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 64 SUMMER ST, LAKE OZARK, MO 65049-5013 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 9, 2023 | Deed of Trust, Mortgage · Conventional Mortgage CENTRAL TRUST BANK |
| Nov 13, 2023 | Deed of Trust, Mortgage · Line of Credit CENTRAL TRUST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Deed Document Number | 0000538227 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMDEN MO |
| Property Address | 91 SUMMER ST, FOUR SEASONS, MO 65049-5050 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2024 |
| Title Company | NOT AVAILABLE, LAKE OF OZARKS LAND TTL COMP |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1173, LAKE OZARK, MO 65049-1173 |
| Document Number | 000348/898 |
|---|---|
| Date | Jun 9, 2023 |
| Book Page | 348/898 |
| Name | CENTRAL TRUST BANK |
|---|---|
| Type | Bank |
| Address | JEFFERSON CITY, MO 65101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.12% |
| Type Change Date | Jul 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 4.12% |
| Max Rate At Change | 8.12% |
| Index | 1-Year T-Bill |
| Margin | 3 |
| Max Rate | 11.1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMDEN MO |
| Property Address | 91 SUMMER ST, FOUR SEASONS, MO 65049-5050 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2024 |
| Name | Verified Name |
|---|---|
| Address | 91 SUMMER ST, FOUR SEASONS, MO 65049-5050 |
| Document Number | 000350/434 |
|---|---|
| Date | Nov 13, 2023 |
| Book Page | 350/434 |
| Name | CENTRAL TRUST BANK |
|---|---|
| Type | Bank |
| Address | JEFFERSON CITY, MO 65101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 6, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Camden County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Camden County |
| Municipality | Village Of Four Seasons |
| Unified School District | School of The Osage School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,707.00 (+2,963.64%) | $70,070 (-) | $368,789 (-) |
| 2023 | $70,070 (+2,986.78%) | $368,789 (+2,986.88%) | |
| 2022 | $121.00 | $2,270 | $11,947 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 17, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 40 units insured incl. 32 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 49% of Missouri |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAMDEN COUNTY PWSD 4 HORSESHOE BEND serves 7,912 people · EPA ID MO3021377 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Wisper ISP.
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