Norfolk County and Needham Town property record for 91 Stratford Rd, Needham, MA 02492
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 1,924 sqft · built 1981 |
| Lot Size | 1.06 acres (46,174 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,750,000 (Jul 2018) |
| Tax Bill | $24,003 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit Feb 2020 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:2110001900020 |
| Primary APN | M:2110001900020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,924 sqft Living Area |
| Gross Area | 3,534 sqft |
| 1st Floor Area | 1,924 sqft |
| Basement Area | 1,924 sqft |
| Unfinished Basement | 524 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 46,174 sqft (1.06 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Street Address | 91 STRATFORD RD |
|---|---|
| City | NEEDHAM |
| State | MA |
| Zip | 02492-1455 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SRA |
| Legal Block | 19 |
| Legal Lot Number | 2.0 |
| Jurisdiction | NEEDHAM MA |
| Township / Civil Division | NEEDHAM |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 403300 |
Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 91 STRATFORD RD, NEEDHAM, MA 02492-1455 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 6, 2022 | Deed of Trust, Mortgage · Line of Credit CAMBRIDGE TRUST CO |
| Feb 4, 2020 | Deed of Trust, Mortgage · Balloon Mortgage WELLESLEY BANK |
| Jan 11, 2017 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Apr 22, 2019 | Deed of Trust, Mortgage · Balloon Mortgage FIRST REPUBLIC BANK |
| Feb 4, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance WELLESLEY BANK |
| Nov 18, 2020 | Deed of Trust, Mortgage · ARM CAMBRIDGE TRUST CO |
| Jul 31, 2018 | Quit Claim Deed, Transfer FIRST REPUBLIC BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 31, 2018 · Amount on Record |
| Deed Sale | Jul 31, 2018 · Amount on Record |
| Prior Sale | Dec 29, 2011 · Amount on Record |
| Deed Book / Page | 36186 / 94 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 91 STRATFORD RD, NEEDHAM, MA 02492-1455 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 040665-203 |
|---|---|
| Date | Jul 6, 2022 |
| Book Page | 40665/203 |
| Instrument | 60070 |
| Name | CAMBRIDGE TRUST CO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 1, 2042 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 91 STRATFORD RD, NEEDHAM, MA 02492-1455 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 37576-435 |
|---|---|
| Date | Feb 4, 2020 |
| Book Page | 37576/435 |
| Instrument | 10511 |
| Name | WELLESLEY BANK |
|---|
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 91 STRATFORD RD, NEEDHAM, MA 02492-1455 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 34838-386 |
|---|---|
| Date | Jan 11, 2017 |
| Book Page | 34838/386 |
| Instrument | 3144 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 91 STRATFORD RD, NEEDHAM, MA 02492-1455 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36740-586 |
|---|---|
| Date | Apr 22, 2019 |
| Book Page | 36740/586 |
| Instrument | 29235 |
| Name | FIRST REPUBLIC BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | May 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 91 STRATFORD RD, NEEDHAM, MA 02492-1455 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 37576-423 |
|---|---|
| Date | Feb 4, 2020 |
| Book Page | 37576/423 |
| Instrument | 10510 |
| Name | WELLESLEY BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 91 STRATFORD RD, NEEDHAM, MA 02492-1455 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38624-281 |
|---|---|
| Date | Nov 18, 2020 |
| Book Page | 38624/281 |
| Instrument | 128554 |
| Name | CAMBRIDGE TRUST CO |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Dec 1, 2030 |
| Index | LIBOR |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Recording Date | Jul 31, 2018 |
| Property Address | 91 STRATFORD RD, NEEDHAM, MA 02492-1455 |
| Document Number | 36186-94 |
| Book / Page | 36186 / 94 |
| Instrument | 66584 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $158.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 91 STRATFORD RD, NEEDHAM, MA 02492-1455 |
| Document Number | 361860099 |
|---|---|
| Date | Jul 31, 2018 |
| Instrument | 36186/0099 |
| Name | FIRST REPUBLIC BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Jul 31, 2048 |
| Rate | 3.9% |
|---|---|
| Max Rate At Change | 80.1% |
| Max Rate | 2.5% |
Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| County Subdivision | Needham Town |
| Unified School District | Needham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $24,003.00 (+12.49%) | $2,264,400 (+38.39%) Land $799,900 Building $1,464,500 | $2,534,790 (+1%) |
| 2024 | $2,509,805 | ||
| 2023 | $21,337.00 | $1,636,300 Land $721,200 Building $915,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 19 (1978–2023) |
| Claims Outside the SFHA | 19 of 19 |
| Most Recent Claim | Aug 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEEDHAM WATER DEPT serves 31,664 people · EPA ID MA3199000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jun 2024 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Radiate Holdings Cable | 1,500 / 50 |
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