91 Stonecrest Cir SW, Concord, NC 28027 Property Records

Cabarrus County property record for 91 Stonecrest Cir SW, Concord, NC 28027

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.79 acres (34,412 sqft)
Owner	Individual Name on File
Tax Bill	$329 (2023)
Deeds & Mortgages	May 2020 Sale & Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5529 43 7781`

Property Details

APN / Parcel Number

Primary APN	`5529 43 7781`
Alternative APNs	`11036 0018.100000` `137507`

Exterior

Lot Area	34,412 sqft (0.79 acres)
Lot Dimensions	446 ft deep x 30 ft wide

Location & Zoning

Account Number	137507
Street Address	91 STONECREST CIR SW
City	CONCORD
State	NC
Zip	28027-7184
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	RM-2
Legal Description	LT 2 RAMIREZ PEREZ EXCEPTION PLAT
Legal Subdivision	WHITEHALL PHIFER PARK
Legal Lot Number	2
Jurisdiction	CABARRUS NC
Township / Civil Division	11, CENTRAL CABARRUS
Census Block Group	1
Census Block	1021
Census Tract	42102

Owner

91 Stonecrest Cir SW, residential vacant land, is owned by an individual.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	Individual Name on File
Mailing Address	89 STONECREST CIR SW, CONCORD, NC 28027-7184
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2020	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
May 16, 2018	Warranty Deed, Transfer FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	May 1, 2020
Property Address	91 STONECREST CIR SW, CONCORD, NC 28027-7184
Document Number	14154228
Book / Page	014154 / 000228
Instrument Date	May 1, 2020
Instrument	13114
Transaction Type	Transfer
Record Updated	Jun 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 STONECREST CIR SW CONCORD NC 28027, CONCORD, NC 28027

Mortgage

Document Number	14154230
Date	May 1, 2020
Book Page	014154/000230
Instrument	13115

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 30, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	May 16, 2018
Property Address	91 STONECREST CIR SW, CONCORD, NC 28027-7184
Document Number	1300190
Book / Page	013001 / 000090
Instrument Date	May 16, 2018
Instrument	11468
Transaction Type	Transfer
Record Updated	Sep 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$304.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 STONECREST CIR SW CONCORD NC 280277184, CONCORD, NC 28027-7184

Mortgage

Document Number	1300193
Date	May 16, 2018
Book Page	013001/000093

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 15, 2048

Mortgage

Document Number	13001110,
Date	May 16, 2018
Book Page	013001/000110
Instrument	11470

Lender

Name	HOUSING FIN AGCY
Address	RALEIGH, NC 27611-8066

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,000 Land $45,000
2024			$45,000 (+66.67%) Land $45,000
2023	$329.00	$27,000 Land $27,000	$27,000 Land $27,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 91 Stonecrest Cir SW in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 91 Stonecrest Cir SW is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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