91 Stewart Rd, Brevard, NC 28712 Property Records

Transylvania County property record for 91 Stewart Rd, Brevard, NC 28712

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,115 sqft · built 1964
Lot Size	0.81 acres (35,384 sqft)
Owner	2 Individual Names on File
Last Sale	$164,000 (Feb 2019)
Tax Bill	$1,358 (2026)
Deeds & Mortgages	Sep 2025 Mortgage Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8552-95-7752-000`

Property Details

APN / Parcel Number

Primary APN	`8552-95-7752-000`
Alternative APN	`70490880`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,115 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	35,384 sqft (0.81 acres)
View / Lot	Waterfront

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	70490880
Street Address	91 STEWART RD
City	BREVARD
State	NC
Zip	28712-0330
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OFF ROAD # 1131
Legal Tract	3
Jurisdiction	TRANSYLVANIA NC
Township / Civil Division	EASTATOE
Census Block Group	1
Census Block	1009
Census Tract	960501

Owner

91 Stewart Rd is owned and occupied by two individuals who bought it in February 2019.

Source: Transylvania County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	91 STEWART RD, BREVARD, NC 28712-0330
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2025	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Feb 28, 2019	Warranty Deed, Transfer · VA Mortgage UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2019 · Amount on File
Deed Sale	Feb 28, 2019 · Amount on File
Prior Sale	Jun 1, 1987 · Amount on File
Deed Document Number	20191004
Deed Book / Page	871 / 832
Prior Transfer Date	Apr 29, 2011
Prior Transfer Doc	0005750605
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRANSYLVANIA NC
Property Address	91 STEWART RD, BREVARD, NC 28712-0330
Transaction Type	Mortgage
Record Updated	Oct 3, 2025
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 STEWART RD, BREVARD, NC 28712-0330

Mortgage

Document Number	0011640274
Date	Sep 25, 2025
Book Page	1164/274
Instrument	2025004565

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	951 W YAMATO RD STE 175, BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRANSYLVANIA NC
Recording Date	Feb 28, 2019
Property Address	91 STEWART RD, BREVARD, NC 28712-0330
Document Number	0008710832
Book / Page	871 / 832
Instrument Date	Feb 28, 2019
Instrument	2019001004
Transaction Type	Transfer
Record Updated	Dec 13, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$328.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9345 BLUE HOUSE RD APT 9107, 9345, LADSON, SC 29456-4095

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2043, BREVARD, NC 28712-2043

Mortgage

Document Number	2019001005
Date	Feb 28, 2019
Instrument	2019001005

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 91 Stewart Rd was $1,358.

Source: Transylvania County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Transylvania County
Unified School District	Transylvania County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,358.00	$282,720 (-) Land $36,000 Building $246,720	$282,720 (-) Land $36,000 Building $246,720
2025	$1,358.00	$282,720 Land $36,000 Building $246,720	$282,720 Land $36,000 Building $246,720
2023	$963.00	$146,360 Land $30,000 Building $116,360	$146,360 Land $30,000 Building $116,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 91 Stewart Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 26, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2021–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 91 Stewart Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable	2,000 / 200

Cell Coverage

4G LTE (outdoors only), no 5G reported

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