91 Stepp Br, Lovely, KY 41231 Property Records

Martin County property record for 91 Stepp Br, Lovely, KY 41231

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,450 sqft · built 1979
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on File
Last Sale	$71,500 (Jun 2006)
Tax Bill	$1,078 (2025)
Deeds & Mortgages	Mar 2023 Transfer
Flood Zone	Zone X (moderate risk)
APN	`064-09-00-020.00`

Property Details

APN / Parcel Number

Primary APN	`064-09-00-020.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,450 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	65,340 sqft (1.5 acres)
Driveway	Gravel Driveway

Exterior Amenities

Pool Area	96 sqft
Porch	Slab
Porch Area	182 sqft
Deck Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit

Location & Zoning

Street Address	91 STEPP BR
City	LOVELY
State	KY
Zip	41231
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.5 ACRES & IMP
Jurisdiction	MARTIN KY
Township / Civil Division	THREEFORKS
Census Block Group	1
Census Block	1005
Census Tract	950300

Owner

91 Stepp Br is owned and occupied by an individual who acquired it in November 2017.

Source: Martin County records, as of February 12, 2026

Owner of Record	Individual Name on File
Mailing Address	91 STEPP BR, LOVELY, KY 41231
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2006 · Amount on File
Deed Sale	Jun 10, 2006 · Amount on File
Deed Book / Page	162 / 141
Last Transfer Date	Nov 28, 2017
Transfer Doc	00D208/375
Record Updated	Jun 8, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARTIN KY
Recording Date	Mar 23, 2023
Property Address	91 STEPP BR, LOVELY, KY 41231
Document Number	00D208/375
Book / Page	D208 / 375
Map Reference	DB 162 PG 141
Instrument Date	Nov 28, 2017
Instrument	97319
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	91 STEPP BR, LOVELY, KY 41231

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 STEPP BR, LOVELY, KY 41231
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 91 Stepp Br was $1,078, down 0.2% from the year before.

Source: Martin County assessment roll, as of February 12, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,078.00 (-0.19%)	$71,500 (-) Land $15,000 Building $56,500	$71,500 (-) Land $15,000 Building $56,500
2024	$1,080.00 (+0.75%)	$71,500 (-) Land $15,000 Building $56,500	$71,500 (-) Land $15,000 Building $56,500
2023	$1,072.00	$71,500 Land $15,000 Building $56,500	$71,500 Land $15,000 Building $56,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 91 Stepp Br in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	13 (1998–2025)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Feb 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Feb 2025 · 2 claims Severe Storms, Tornadoes, Flooding, And Mudslides, May 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 91 Stepp Br is high, ranking above 74% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 86% of Kentucky
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO WATER DISTRICT #1 serves 9,003 people · EPA ID KY0800273
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Nov 2023 Total trihalomethanes resolved · Apr 2017 Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30