91 Spruce St, Berlin, NH 03570 Property Records

Coos County and Berlin City property record for 91 Spruce St, Berlin, NH 03570

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,558 sqft · built 1910
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Last Sale	$202,533 (Jan 2024)
Tax Bill	$7,274 (2025)
Deeds & Mortgages	Jan 2024 Sale Jun 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`12800008400000001`

Property Details

APN / Parcel Number

Primary APN	`12800008400000001`
Alternative APN	`BELN M:00128 B:000084 L:000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Units	2 Units
Stories	3 Stories
Building Area	2,558 sqft Living Area
Gross Area	5,024 sqft
Basement Area	930 sqft
Unfinished Basement	930 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	20,038 sqft (0.46 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	12800008400000001
Street Address	91 SPRUCE ST
City	BERLIN
State	NH
Zip	03570-2532
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RT
Legal Block	84
Jurisdiction	BERLIN CITY NH
Township / Civil Division	BERLIN
Census Block Group	4
Census Block	4029
Census Tract	950700

Owner

91 Spruce St, a duplex, is owned and occupied by an individual who bought it in January 2024.

Source: Coos County and Berlin City records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	91 SPRUCE ST, BERLIN, NH 03570-2532
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2024	Warranty Deed, Transfer
Jun 22, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 16, 2024 · Amount on File
Deed Sale	Jan 16, 2024 · Amount on File
Deed Document Number	2024153
Deed Book / Page	1644 / 145
Prior Transfer Date	Jun 8, 2023
Prior Transfer Doc	001629-619
Record Updated	Sep 20, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERLIN CITY NH
Recording Date	Jan 16, 2024
Property Address	91 SPRUCE ST, BERLIN, NH 03570-2532
Document Number	001644-145
Book / Page	1644 / 145
Instrument Date	Jan 9, 2024
Instrument	2400153
Transaction Type	Transfer
Record Updated	Jan 31, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 LOCUST ST, LYNN, MA 01904-2910

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERLIN CITY NH
Recording Date	Jun 22, 2023
Property Address	91 SPRUCE ST, BERLIN, NH 03570-2532
Document Number	001629-619
Book / Page	1629 / 619
Instrument Date	Jun 8, 2023
Instrument	2302504
Transaction Type	Transfer
Record Updated	Jul 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 352, BERLIN, NH 03570-0352

Tax Assessment & Valuation

The 2025 property tax bill for 91 Spruce St was $7,274.

Source: Coos County and Berlin City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Coos County
Municipality	Berlin City
Unified School District	Berlin School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,274.00	$216,500 Land $42,200 Building $174,300
2023	$6,012.00 (-1.33%)	$223,500 (-) Land $42,200 Building $181,300
2022	$6,093.00	$223,500 Land $42,200 Building $181,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 91 Spruce St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective February 20, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	2 (2017)
Most Recent Claim	Oct 2017 · Severe Storm And Flooding
Claims by Event	Severe Storm And Flooding, Oct 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 91 Spruce St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BERLIN WATER WORKS serves 9,575 people · EPA ID NH0231010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Netafy Fixed Wireless	150 / 150
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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