91 Smith Rd, Hadley, PA 16130 Property Records

Mercer County property record for 91 Smith Rd, Hadley, PA 16130

Property Summary

Property Type	Rural Home
Details	1,248 sqft · built 1998
Lot Size	10.7 acres (469,577 sqft)
Owner	2 Trust Names on File
Tax Bill	$3,465 (2026)
Deeds & Mortgages	Jun 2020 Line of Credit Dec 2009 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`21 046 003 001`

Property Details

APN / Parcel Number

Primary APN	`21 046 003 001`

Interior

Stories	2 Stories
Building Area	1,248 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	469,577 sqft (10.7 acres)

Location & Zoning

Street Address	91 SMITH RD
City	HADLEY
State	PA
Zip	16130-2529
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	HS ATTGR MBL LOT 1 96PL 13163
Legal Lot Number	1
Jurisdiction	MERCER PA
Township / Civil Division	PERRY
Census Block Group	4
Census Block	4004
Census Tract	31800

Owner

91 Smith Rd, a rural home, is owner-occupied and held in a trust since August 2025.

Source: Mercer County records, as of April 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	91 SMITH RD, HADLEY, PA 16130-2529
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2020	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Dec 7, 2009	Deed of Trust, Mortgage PNC BANK NA
Aug 29, 2012	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Dec 29, 2010	Deed of Trust, Mortgage PNC BANK NA
Sep 10, 2025	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 26, 2025
Transfer Doc	0000007540
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER PA
Property Address	91 SMITH RD, HADLEY, PA 16130-2529
Transaction Type	Mortgage
Record Updated	Apr 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000004998
Date	Jun 25, 2020
Instrument	2020-00004998

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	84 Months
Due	Jun 24, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER PA
Property Address	91 SMITH RD, HADLEY, PA 16130-2529
Transaction Type	Mortgage
Record Updated	Apr 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00695/0268
Date	Dec 7, 2009
Book Page	695/0268
Instrument	2009-00013116

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Amount	Amount on Record

August 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER PA
Property Address	91 SMITH RD, HADLEY, PA 16130-2529
Transaction Type	Mortgage
Record Updated	Apr 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201200012226
Date	Aug 29, 2012
Instrument	2012-00012226

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

December 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER PA
Property Address	91 SMITH RD, HADLEY, PA 16130-2529
Transaction Type	Mortgage
Record Updated	Apr 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00721/1421
Date	Dec 29, 2010
Book Page	721/1421
Instrument	2010-00013359

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Amount	Amount on Record

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCER PA
Recording Date	Sep 10, 2025
Property Address	91 SMITH RD, HADLEY, PA 16130-2529
Document Number	202500007540
Instrument Date	Aug 26, 2025
Instrument	2025-00007540
Transaction Type	Transfer
Record Updated	Apr 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	91 SMITH RD, HADLEY, PA 16130-2529

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2303 FERN HILL LN, SEWICKLEY, PA 15143-8756

Tax Assessment & Valuation

The 2026 property tax bill for 91 Smith Rd was $3,465.

Source: Mercer County assessment roll, as of April 9, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Mercer County
County Subdivision	Perry Township
Unified School District	Commodore Perry School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,465.00	$35,400 Land $1,800 Building $33,600
2024		$35,400 (-) Land $1,800 Building $33,600
2023	$3,043.00	$35,400 Land $1,800 Building $33,600
1974			$35,400 Land $1,800 Building $33,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 91 Smith Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2016

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 91 Smith Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	1,000 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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