Cumberland County property record for 91 Smith Rd, Gardners, PA 17324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,571 sqft · built 1860 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $60,000 (Dec 2006) |
| Tax Bill | $1,382 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-15-0201-015A |
| Primary APN | 40-15-0201-015A |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,571 sqft Total Area |
| Year Built | Built 1860 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Vinyl |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Dimensions | 198 ft deep x 220 ft wide |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 91 SMITH RD |
|---|---|
| City | GARDNERS |
| State | PA |
| Zip | 17324 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 91 SMITH ROAD #L-0006 LOT 6 PB 43 PG 1 |
| Legal Lot Number | 6 |
| Jurisdiction | CUMBERLAND PA |
| Township / Civil Division | SOUTH MIDDLETON |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 12600 |
91 Smith Rd is owned by an individual who bought it in December 2006.
Source: Cumberland County records, as of April 10, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 639 PEAK VIEW RD, YORK SPRINGS, PA 17372-8906 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 26, 2006 · Amount on File |
| Deed Sale | Dec 26, 2006 · Amount on File |
| Deed Book / Page | 278 / 582 |
| Record Updated | Jun 8, 2026 |
The 2026 property tax bill for 91 Smith Rd was $1,382.
Source: Cumberland County assessment roll, as of April 10, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Cumberland County |
| County Subdivision | South Middleton Township |
| Unified School District | South Middleton School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,382.00 | $77,700 Land $38,000 Building $39,700 | |
| 2024 | $1,258.00 | $77,700 Land $38,000 Building $39,700 | |
| 2010 | $77,700 Land $38,000 Building $39,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 91 Smith Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 91 Smith Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 91% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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