Kennebec County and Waterville City property record for 91 Silver St, Waterville, ME 04901
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 1 bd · 1 ba · 414 sqft · built 2005 |
| Lot Size | 0.54 acres (23,522 sqft) |
| Owner | Trust Name on Record |
| Tax Bill | $6,397 (2025) |
| Deeds & Mortgages | Feb 2022 Refinance Dec 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | WAVL M:044 B:004 |
| Primary APN | WAVL M:044 B:004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Units | 3 Units |
| Stories | 1 Story |
| Building Area | 414 sqft Living Area |
| Gross Area | 1,146 sqft |
| 1st Floor Area | 720 sqft |
| Basement Area | 360 sqft |
| Unfinished Basement | 360 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Cottage |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 23,522 sqft (0.54 acres) |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|
| Account Number | 1096 |
|---|---|
| Street Address | 91 SILVER ST |
| City | WATERVILLE |
| State | ME |
| Zip | 04901-5923 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Legal Block | 4 |
| Jurisdiction | WATERVILLE ME |
| Township / Civil Division | WATERVILLE |
| Census Block Group | 6 |
| Census Block | 6015 |
| Census Tract | 24102 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Kennebec County and Waterville City records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on Record |
|---|---|
| Mailing Address | 78 WARD HILL RD, NORRIDGEWOCK, ME 04957 |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Feb 9, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance KENNEBEC SAVINGS BANK |
| Dec 26, 2018 | Deed of Trust, Mortgage · Commercial Mortgage KENNEBEC SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Property Address | 91 SILVER ST, WATERVILLE, ME 04901-5923 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2022003293 |
|---|---|
| Date | Feb 9, 2022 |
| Book Page | 14349/277 |
| Instrument | 2022003293 |
| Name | KENNEBEC SAVINGS BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Property Address | 91 SILVER ST, WATERVILLE, ME 04901-5923 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2019 |
| Name | Verified Name |
|---|
| Document Number | 13117/42 |
|---|---|
| Date | Dec 26, 2018 |
| Book Page | 13117/42 |
| Instrument | 2018029814 |
| Name | KENNEBEC SAVINGS BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Kennebec County and Waterville City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Kennebec County |
| Municipality | Waterville City |
| Unified School District | Waterville (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,397.00 (+4.13%) | $376,300 (+21.9%) Land $97,400 Building $278,900 | |
| 2024 | $375,440 | ||
| 2023 | $6,143.00 (-3.08%) | $308,700 (+25.9%) Land $74,800 Building $233,900 | |
| 2022 | $6,338.00 | $245,200 Land $56,600 Building $188,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 18, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENNEBEC WATER DISTRICT serves 22,060 people · EPA ID ME0090750 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber · DSL in parts of the area | 2,000 / 2,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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