91 Seabreeze Ter, Wakefield, RI 02879 Property Records

South Kingstown Town property record for 91 Seabreeze Ter, Wakefield, RI 02879

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,031 sqft · built 1999
Lot Size	4.12 acres (179,467 sqft)
Owner	2 Individual Names on File
Last Sale	$642,500 (Jul 2012)
Tax Bill	$10,238 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Jun 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R-50-0595-00`

Property Details

APN / Parcel Number

Primary APN	`R-50-0595-00`
Alternative APNs	`SKIN P:085-3 L:000036` `P:085=3 L:000036`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,031 sqft Living Area
Gross Area	7,146 sqft
1st Floor Area	1,436 sqft
Attic	Attic
Attic Area	1,808 sqft
Basement Area	1,436 sqft
Unfinished Basement	1,436 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	179,467 sqft (4.12 acres)
Garage Type	Attached
Deck Area	Deck Area
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	R-50-0595-00
Street Address	91 SEABREEZE TER
City	WAKEFIELD
State	RI
Zip	02879-6542
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R200
Legal Lot Number	36
Jurisdiction	SOUTH KINGSTOWN RI
Township / Civil Division	SOUTH KINGSTOWN
Census Block Group	1
Census Block	1006
Census Tract	51302

Owner

91 Seabreeze Ter is owned and occupied by two individuals who bought it in July 2012.

Source: South Kingstown Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	91 SEABREEZE TER, WAKEFIELD, RI 02879-6542
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Deed of Trust, Mortgage · Line of Credit WASHINGTON TRUST COMPANY
Jun 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance THE WASHINGTON TRUST CO OF WESTERLY
Oct 13, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NORCOM MORTGAGE
Mar 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON TR CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2012 · Amount on File
Deed Sale	Jul 19, 2012 · Amount on File
Deed Book / Page	1478 / 733
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTH KINGSTOWN RI
Recording Date	Aug 24, 2026
Property Address	91 SEABREEZE TER, WAKEFIELD, RI 02879-6542
Document Number	0000045478
Book / Page	1941 / 275
Instrument Date	Aug 20, 2026
Instrument	202645478
Transaction Type	Mortgage
Record Updated	Sep 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 SEABREEZE TER, WAKEFIELD, RI 02879-6542

Mortgage

Document Number	0000045478,
Date	Aug 24, 2026
Book Page	1941/275
Instrument	202645478

Lender

Name	WASHINGTON TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTH KINGSTOWN RI
Property Address	91 SEABREEZE TER, SOUTH KINGSTOWN, RI 02879-6542
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001797-541
Date	Jun 29, 2021
Book Page	1797/541
Instrument	16110

Lender

Name	THE WASHINGTON TRUST CO OF WESTERLY
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTH KINGSTOWN RI
Property Address	91 SEABREEZE TER, SOUTH KINGSTOWN, RI 02879-6542
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1761-79
Date	Oct 13, 2020
Book Page	1761/79
Instrument	9458

Lender

Name	NORCOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2035

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTH KINGSTOWN RI
Property Address	91 SEABREEZE TER, SOUTH KINGSTOWN, RI 02879-6542
Document Number	1636-739
Book / Page	001636 / 000739
Instrument Date	Mar 21, 2017
Transaction Type	Mortgage
Record Updated	Apr 11, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1636-739
Date	Mar 23, 2017
Book Page	001636/000739

Lender

Name	WASHINGTON TR CO

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 22, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.38%

Tax Assessment & Valuation

The 2025 property tax bill for 91 Seabreeze Ter was $10,238.

Source: South Kingstown Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	South Kingstown Town
Unified School District	South Kingstown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,238.00	$1,145,200 Land $512,600 Building $632,600	$1,585,149
2023	$10,805.00 (+0.92%)	$977,800 (-) Land $439,000 Building $538,800
2022	$10,707.00	$977,800 Land $439,000 Building $538,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 91 Seabreeze Ter in Zone X, an area of minimal flood risk, though there have been 90 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 192 policies
Nearby Flood Policies	192 in force
Nearby Flood Claims	90 (1980–2024)
Claims Outside the SFHA	5 of 90
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 2024 · 4 claims Hurricane Sandy, Oct 2012 · 52 claims Severe Storms And Flooding, Mar 2010 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 91 Seabreeze Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH KINGSTOWN-SOUTH SHORE serves 6,170 people · EPA ID RI1615623
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Seabreeze Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures