91 Scott St, Tonawanda, NY 14150 Property Records

Erie County and Tonawanda City property record for 91 Scott St, Tonawanda, NY 14150

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,041 sqft · built 1915
Lot Size	0.235 acres (10,200 sqft)
Owner	2 Individual Names on File
Last Sale	$160,000 (Oct 2021)
Tax Bill	$2,780 (2026)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Dec 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`003-1187000`

Property Details

APN / Parcel Number

Primary APN	`003-1187000`
Alternative APNs	`16000396200003005100` `141600 39.62-3-5.1`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,041 sqft Living Area
1st Floor Area	1,261 sqft
2nd Floor Area	780 sqft
Game Room	Game Room

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	10,200 sqft (0.235 acres)
Lot Dimensions	150 ft deep x 68 ft wide
Garage Type	Detached
Garage Area	378 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	472 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	003-1187000
Street Address	91 SCOTT ST
City	TONAWANDA
State	NY
Zip	14150-3428
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	121FT W DELAWARE GL 85 PPL10&13 BL200 63 X 1O1
Legal Subdivision	NIAGARA RIVER RESERVATION
Legal Block	3
Legal Lot Number	5.100
Jurisdiction	ERIE NY
Township / Civil Division	TONAWANDA
Census Block Group	3
Census Block	3001
Census Tract	17200

Owner

91 Scott St is owned and occupied by two individuals who bought it in October 2021.

Source: Erie County and Tonawanda City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	91 SCOTT ST, TONAWANDA, NY 14150-3428
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2021	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA
Dec 18, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Dec 18, 2018	Loan Modification, Mortgage · Conventional Mortgage M&T BK
Aug 6, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2021 · Amount on File
Deed Sale	Oct 22, 2021 · Amount on File
Prior Sale	Aug 25, 2008 · Amount on File
Deed Document Number	2021212162
Deed Book / Page	11389 / 8150
Prior Transfer Date	Jul 2, 2018
Prior Transfer Doc	0113327599
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Oct 22, 2021
Property Address	91 SCOTT ST, TONAWANDA, NY 14150-3428
Document Number	0113898150
Book / Page	11389 / 8150
Instrument Date	Oct 20, 2021
Instrument	2021212162
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$640.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	91 SCOTT ST, 91, TONAWANDA, NY 14150-3428

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 SCOTT ST, TONAWANDA, NY 14150-3428

Mortgage

Document Number	140218940
Date	Oct 22, 2021
Instrument	14021/8940

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	91 SCOTT ST, TONAWANDA, NY 14150-3428
Document Number	0138866898
Instrument Date	Dec 18, 2018
Transaction Type	Mortgage
Record Updated	Feb 21, 2019
Title Company	SERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LN MOD SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 SCOTT ST TONAWANDA NY 141503428, TONAWANDA, NY 14150-3428

Mortgage

Document Number	0138866898
Date	Feb 7, 2019
Book Page	013886/006898

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 6, 2049

December 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ERIE NY
Property Address	91 SCOTT ST, TONAWANDA, NY 14150-3428
Document Number	0113401304
Instrument Date	Dec 18, 2018
Transaction Type	Mortgage
Record Updated	Feb 7, 2019
Title Company	SERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LN MOD SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 SCOTT ST TONAWANDA NY 141503428, TONAWANDA, NY 14150-3428

Mortgage

Document Number	0113401304
Date	Jan 22, 2019
Book Page	011340/001304

Lender

Name	M&T BK
Type	Bank
Address	GETZVILLE, NY 14068

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 21, 2049

Interest

Rate Type	Fixed Rate
Rate	4.75%

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ERIE NY
Recording Date	Aug 6, 2018
Property Address	91 SCOTT ST, TONAWANDA, NY 14150-3428
Document Number	0113327599
Book / Page	011332 / 007599
Instrument Date	Jul 2, 2018
Transaction Type	Transfer
Record Updated	Nov 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 SCOTT ST TONAWANDA NY 141503428, TONAWANDA, NY 14150-3428

Tax Assessment & Valuation

The 2026 property tax bill for 91 Scott St was $2,780, down 7.2% from the year before.

Source: Erie County and Tonawanda City assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
Municipality	Tonawanda City
Unified School District	Tonawanda City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,780.00 (-7.21%)
2025	$2,996.00 (-39.88%)	$178,000 (-) Land $20,100 Building $157,900	$204,600 (+6.9%) Land $23,104 Building $181,496
2024	$4,983.00	$178,000 (-) Land $20,100 Building $157,900	$191,400 (+7.53%) Land $21,613 Building $169,787
2023		$178,000 Land $20,100 Building $157,900	$178,000 Land $20,100 Building $157,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 91 Scott St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 91 Scott St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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