91 Schooner Ct, Richmond, CA 94804 Property Records

Contra Costa County property record for 91 Schooner Ct, Richmond, CA 94804

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 732 sqft · built 1986
Lot Size	0.049 acres (2,141 sqft)
Owner	Individual Name on Record
Last Sale	$317,000 (Sep 2026)
Tax Bill	$5,750 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Feb 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`560-720-090-3`

Property Details

APN / Parcel Number

Primary APN	`560-720-090-3`
Alternative APN	`560-720-090`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	732 sqft Living Area
1st Floor Area	732 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1995
Architectural Style	Condo/Apartment
Lot Area	2,141 sqft (0.049 acres)
Garage Type	Attached
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	91 SCHOONER CT
City	RICHMOND
State	CA
Zip	94804-4520
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	T6627 L1 B12 U90
Legal Subdivision	COVE/MARINA BAY
Legal Tract	6627
Legal Block	12
Legal Lot Number	1
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1016
Census Tract	380001

Owner

Source: Contra Costa County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	91 SCHOONER CT, RICHMOND, CA 94804-4520
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2026	Grant Deed, Transfer · Conventional Mortgage GOLDEN 1 CREDIT UNION
Feb 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK
Jul 1, 2021	Grant Deed, Transfer OLD REPUBLIC TITLE COMPANY
Aug 4, 2017	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Aug 4, 2017	Grant Deed, Transfer OLD REPUBLIC TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2026 · Amount on Record
Deed Sale	Sep 21, 2026 · Amount on Record
Prior Sale	Jul 1, 2021 · Amount on Record
Deed Document Number	202698891
Prior Transfer Date	Jul 31, 2017
Prior Transfer Doc	0000140236
Record Updated	Oct 29, 2026

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 21, 2026
Property Address	91 SCHOONER CT, RICHMOND, CA 94804-4520
Document Number	0000098891
Instrument Date	Aug 27, 2026
Instrument	202698891
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$35,218.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 SCHOONER CT, RICHMOND, CA 94804-4520

Mortgage

Document Number	0000098892,
Date	Sep 21, 2026
Instrument	202698892

Lender

Name	GOLDEN 1 CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	91 SCHOONER CT, RICHMOND, CA 94804-4520
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 SCHOONER CT, RICHMOND, CA 94804-4520

Mortgage

Document Number	0000019531
Date	Feb 1, 2022
Instrument	2022-019531

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 1, 2021
Property Address	91 SCHOONER CT, RICHMOND, CA 94804-4520
Document Number	0000189035
Map Reference	MB 319 PG 39
Instrument Date	Jun 28, 2021
Instrument	2021-189035
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 SCHOONER CT, RICHMOND, CA 94804-4520

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 4, 2017
Property Address	91 SCHOONER CT, RICHMOND, CA 94804-4520
Document Number	0000140236
Instrument Date	Jul 31, 2017
Instrument	140236
Transaction Type	Transfer
Record Updated	Aug 11, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	91 SCHOONER CT RICHMOND CA 948044520, RICHMOND, CA 94804-4520

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 4, 2017
Property Address	91 SCHOONER CT, RICHMOND, CA 94804-4520
Document Number	0000140235
Map Reference	MAP319 PG39
Instrument Date	Feb 27, 2017
Instrument	2017-140235
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 SCHOONER CT, RICHMOND, CA 94804-4520

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$298,934 (+2%) Land $175,288 Building $123,646
2025	$5,750.00 (+3.32%) Homeowner's exemption	$293,073 (+4.04%) Land $171,851 Building $121,222
2023	$5,565.00 (+2.28%) Homeowner's exemption	$281,695 Land $165,179 Building $116,516
2022	$5,441.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Sail Internet DSL	1,000 / 1,000
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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