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91 Saughtree Ln, Elgin, SC 29045 Property Records

Kershaw County property record for 91 Saughtree Ln, Elgin, SC 29045

Property Summary

Property TypeSingle Family Home
Details3,776 sqft · built 2012
Owner2 Individual Names on File
Last Sale$222,410 (Dec 2013)
Tax Bill$1,548 (2025)
Deeds & MortgagesAug 2020 Mortgage
Dec 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN358-00-00-038-SKB

Property Details

APN / Parcel Number

Primary APN358-00-00-038-SKB
Alternative APN
  • 50067

Interior

Stories2 Stories
Building Area3,776 sqft Gross Area
Gross Area3,139 sqft
1st Floor Area1,476 sqft
2nd Floor Area1,476 sqft

Exterior

Year BuiltBuilt 2012
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialComposition Shingle
Garage TypeAttached
Garage Area68 sqft
PorchPorch
Porch Area111 sqft
Patio Area67 sqft

Location & Zoning

Account Number50067
Old Parcel Number358-00-00-038 SKB
Street Address91 SAUGHTREE LN
CityELGIN
StateSC
Zip29045-8374
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-15
Legal DescriptionDIST:279 MAP REF:BK C24 PG 4
Legal SubdivisionKELSNEY RDG PH 01
JurisdictionKERSHAW SC
Township / Civil DivisionELGIN
Census Block Group2
Census Block2015
Census Tract970908

Owner

Source: Kershaw County records · APN 358-00-00-038-SKB

Assessment roll updated September 13, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address91 SAUGHTREE LN, ELGIN, SC 29045-8374
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2020Deed of Trust, Mortgage · Conventional with PMI
RELIANCE FIRST CAP
Dec 21, 2018Deed of Trust, Mortgage · FHA Mortgage
RELIANCE FIRST CAP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 31, 2013 · Amount on Record
Deed SaleDec 31, 2013 · Amount on Record
Deed Document Number0003188165
Deed Book / Page3188 / 165
Last Transfer DateJan 06, 2014
Transfer Doc0000000042
Record UpdatedJun 08, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKERSHAW SC
Property Address91 SAUGHTREE LN, ELGIN, SC 29045-8374
Document Number0000008165
Instrument DateAug 18, 2020
Transaction TypeMortgage
Record UpdatedSep 22, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address91 SAUGHTREE LN ELGIN SC 290458374, ELGIN, SC 29045-8374

Mortgage

Document Number0000008165
DateSep 08, 2020
Book Page004296/000291
Instrument8165
Lender
NameRELIANCE FIRST CAP
TypeFunding / Finance Company
Address201 OLD COUNTRY RD # 205, MELVILLE, NY 11747-2731
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term336 Months
DueSep 07, 2048

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKERSHAW SC
Property Address91 SAUGHTREE LN, ELGIN, SC 29045-8374
Document Number0000010254
Instrument DateDec 21, 2018
Transaction TypeMortgage
Record UpdatedApr 22, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address91 SAUGHTREE LN ELGIN SC 290458374, ELGIN, SC 29045-8374

Mortgage

Document Number0000010254
DateDec 31, 2018
Book Page003968/000179
Instrument10254
Lender
NameRELIANCE FIRST CAP
TypeFunding / Finance Company
AddressMELVILLE, NY 11747
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 30, 2048

Tax Assessment & Valuation

Source: Kershaw County records · Assessment roll updated September 13, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyKershaw County
Unified School DistrictKershaw County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,548.00 (+0.72%)$251,900 (-) Land $40,000 Building $211,900$251,900 (-)
2023$1,537.00$251,900 Land $40,000 Building $211,900$251,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 28, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskModerate
above 42% of the US · lower than 70% of South Carolina
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20

Based on FCC filings for 107 locations within half a mile of this property.

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