91 S Old Spanish Trl, Kyle, TX 78640 Property Records

Caldwell County property record for 91 S Old Spanish Trl, Kyle, TX 78640

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,724 sqft · built 2006
Lot Size	1.01 acres (44,170 sqft)
Owner	2 Individual Names on Record
Last Sale	$183,500 (Apr 2010)
Tax Bill	$9,040 (2026)
Deeds & Mortgages	Nov 2017 Mortgage Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1100831-002-008-00`

Property Details

APN / Parcel Number

Primary APN	`1100831-002-008-00`
Alternative APNs	`R38845` `38845`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,724 sqft Living Area
1st Floor Area	1,724 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2007
Architectural Style	Georgian
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Reinforced Concrete
Lot Area	44,170 sqft (1.01 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	86 sqft
Patio Area	105 sqft
Shed	1 Shed
Shed Area	450 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	38845
Street Address	91 S OLD SPANISH TRL
City	KYLE
State	TX
Zip	78640-9331
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	COMMANCHE RIDGE, BLOCK B, LOT 8, ACRES 1.014
Legal Subdivision	COMMANCHE RIDGE
Legal Block	B
Legal Lot Number	8
Jurisdiction	CALDWELL TX
Township / Civil Division	LOCKHART
Census Block Group	1
Census Block	1064
Census Tract	960104

Owner

Source: Caldwell County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	91 S OLD SPANISH TRL, KYLE, TX 78640-9331
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage A+ FCU
Dec 14, 2018	Deed of Trust, Mortgage · Stand-Alone First Mortgage A+ FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2010 · Amount on Record
Deed Sale	Apr 7, 2010 · Amount on Record
Deed Document Number	20101626
Deed Book / Page	598 / 723
Prior Transfer Date	Mar 31, 2010
Prior Transfer Doc	598/723
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL TX
Property Address	91 S OLD SPANISH TRL, KYLE, TX 78640-9331
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017005807
Date	Nov 2, 2017
Instrument	2017-005807

Lender

Name	A+ FCU
Type	Credit Union
Address	AUSTIN, TX 78723

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL TX
Property Address	91 S OLD SPANISH TRL, KYLE, TX 78640-9331
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018006610
Date	Dec 14, 2018
Instrument	2018-006610

Lender

Name	A+ FCU
Type	Credit Union
Address	AUSTIN, TX 78723

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Caldwell County
Unified School District	Hays Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,040.00 (-96.8%)	$425,491 (+1%)	$430,910 (+11.4%) Land $132,930 Building $297,980
2025		$386,810 (+16.92%) Land $85,740 Building $301,070	$386,810 (-8.51%) Land $85,740 Building $301,070
2024	$282,314.00 (+11,882.77%)
2023		$330,847 Land $95,950 Building $326,860	$422,810 Land $95,950 Building $326,860
2022	$2,356.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 70% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COUNTY LINE SUD serves 19,609 people · EPA ID TX1050038
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Spry Air Fiber Fixed Wireless	250 / 50

May also be available: AT&T.

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