Middlesex County and Townsend Town property record for 91 S Harbor Rd, Townsend, MA 01469
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,388 sqft · built 1981 |
| Lot Size | 2.24 acres (97,574 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $135,000 (May 1993) |
| Tax Bill | $5,571 (2025) |
| Deeds & Mortgages | May 2022 Refinance |
| Flood Zone | Zone AE (high risk) |
| APN | TOWN M:0033 B:0032 L:0002 |
| Primary APN | TOWN M:0033 B:0032 L:0002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,388 sqft Living Area |
| Gross Area | 3,495 sqft |
| 1st Floor Area | 1,192 sqft |
| Basement Area | 790 sqft |
| Unfinished Basement | 790 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Cape Cod |
| Exterior Material | Logs |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 97,574 sqft (2.24 acres) |
| Garage Type | Detached |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 91 S HARBOR RD |
|---|---|
| City | TOWNSEND |
| State | MA |
| Zip | 01469-1305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA3 |
| Legal Block | 32 |
| Legal Lot Number | 2 |
| Jurisdiction | TOWNSEND MA |
| Township / Civil Division | TOWNSEND |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 301102 |
Source: Middlesex County and Townsend Town records · APN TOWN M:0033 B:0032 L:0002
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 91 S HARBOR RD, TOWNSEND, MA 01469-1305 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 20, 1993 · Amount on Record |
| Deed Sale | May 20, 1993 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TOWNSEND MA |
| Property Address | 91 S HARBOR RD, TOWNSEND, MA 01469-1305 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2022 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0080102-69 |
|---|---|
| Date | May 10, 2022 |
| Book Page | 80102/69 |
| Instrument | 69839 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
Source: Middlesex County and Townsend Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Townsend Town |
| Unified School District | North Middlesex School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,571.00 (+2.54%) | $383,700 (+1.78%) Land $101,400 Building $282,300 | $479,180 (+2.5%) |
| 2024 | $5,433.00 (+2.43%) | $377,000 (+8.46%) Land $101,400 Building $275,600 | $467,495 |
| 2023 | $5,304.00 | $347,600 Land $88,400 Building $259,200 |
Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 8 (1984–2018) |
| Claims Outside the SFHA | 4 of 8 |
| Most Recent Claim | Apr 2018 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 101 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
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