91 Robinson St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 91 Robinson St, Schenectady, NY 12304

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,343 sqft · built 1900
Lot Size	0.071 acres (3,100 sqft)
Owner	2 Individual Names on File
Last Sale	$249,000 (Jul 2026)
Tax Bill	$5,142 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Aug 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`421500 49.60-2-24`

Property Details

APN / Parcel Number

Primary APN	`421500 49.60-2-24`
Alternative APN	`150004906000020240000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,343 sqft Living Area
1st Floor Area	775 sqft
2nd Floor Area	568 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Cottage
Exterior Material	Composition/Composite
Lot Area	3,100 sqft (0.071 acres)
Lot Dimensions	100 ft deep x 31 ft wide
Porch	Slab
Porch Area	82 sqft
Canopy	45 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	91 ROBINSON ST
City	SCHENECTADY
State	NY
Zip	12304-1332
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Description	2 WOOD
Legal Block	2
Legal Lot Number	24.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	2
Census Block	2004
Census Tract	20700

Owner

91 Robinson St is owned by two individuals who bought it in July 2026.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	14510 123RD AVE, JAMAICA, NY 11436-1618
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Warranty Deed · Conventional Mortgage CITIZENS BANK
Aug 11, 2023	Deed of Trust, Mortgage · Commercial Mortgage AMERISTAR FINANCIAL CORP
Dec 21, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2026 · Amount on File
Deed Sale	Jul 14, 2026 · Amount on File
Prior Sale	Dec 21, 2023 · Amount on File
Deed Document Number	202615911
Deed Book / Page	2175 / 673
Prior Transfer Date	Sep 26, 2002
Prior Transfer Doc	1635000606
Record Updated	Oct 29, 2026

July 2026: Warranty Deed

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jul 14, 2026
Property Address	91 ROBINSON ST, SCHENECTADY, NY 12304-1332
Document Number	0000015911
Book / Page	2175 / 673
Instrument Date	Jun 30, 2026
Instrument	202615911
Record Updated	Jul 22, 2026
Title Company	CATAL TITLE, CATIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$100,596.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14510 123RD AVE, JAMAICA, NY 11436-1618

Mortgage

Document Number	0000015912,
Date	Jul 14, 2026
Instrument	202615912

Lender

Name	CITIZENS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	91 ROBINSON ST, SCHENECTADY, NY 12304-1332
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1346 STERLING RD, PATTERSONVILLE, NY 12137-2513

Mortgage

Document Number	0000045699
Date	Aug 11, 2023
Book Page	5322/769
Instrument	202345699

Lender

Name	AMERISTAR FINANCIAL CORP
Type	Funding / Finance Company
Address	DOVER, DE 19901

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Dec 21, 2023
Property Address	91 ROBINSON ST, SCHENECTADY, NY 12304-1332
Document Number	0000071908
Book / Page	2121 / 704
Instrument Date	Nov 17, 2023
Instrument	202371908
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Amount	Amount on Record
Tax	$900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	347 MARIAVILLE RD, SCHENECTADY, NY 12306-2028

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1069 CONGRESS ST, SCHENECTADY, NY 12303-1733

Tax Assessment & Valuation

The 2026 property tax bill for 91 Robinson St was $5,142, up 2.2% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,142.00 (+2.25%)
2025	$5,029.00	$100,700 Land $10,300 Building $90,400	$166,749 Land $17,056 Building $149,693
2023		$68,800 (-) Land $10,300 Building $58,500	$87,089 (+3.8%) Land $13,038 Building $74,051
2022		$68,800 Land $10,300 Building $58,500	$83,902 Land $12,561 Building $71,341
2021	$3,510.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 91 Robinson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 91 Robinson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 924 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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