91 Riverside Dr, Westfield, MA 01085 Property Records

Hampden County and Westfield City property record for 91 Riverside Dr, Westfield, MA 01085

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,152 sqft · built 1948
Lot Size0.219 acres (9,525 sqft)
OwnerIndividual Name on Record
Last Sale$190,000 (Feb 2020)
Tax Bill$4,554 (2026)
Deeds & MortgagesJul 2022 Refinance
Feb 2020 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APNWFLD M:32 L:127

Property Details

APN / Parcel Number

Primary APNWFLD M:32 L:127
Alternative APN
  • M:329032 B:00127 L:00000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,152 sqft Living Area
Gross Area2,336 sqft
Basement Area768 sqft
Unfinished Basement768 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,525 sqft (0.219 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address91 RIVERSIDE DR
CityWESTFIELD
StateMA
Zip01085-4336
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRB
Legal Lot Number127
JurisdictionWESTFIELD MA
Township / Civil DivisionWESTFIELD
Census Block Group2
Census Block2009
Census Tract812600

Owner

Source: Hampden County and Westfield City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address91 RIVERSIDE DR, WESTFIELD, MA 01085-4336
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 6, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
KEY BANK NA
Feb 28, 2020Quit Claim Deed, Transfer · Stand-Alone First Mortgage
WESTFIELD BANK FSB

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 28, 2020 · Amount on Record
Deed SaleFeb 28, 2020 · Amount on Record
Prior SaleSep 17, 2013 · Amount on Record
Deed Document Number202011249
Deed Book / Page23108 / 106
Record UpdatedOct 29, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTFIELD MA
Property Address91 RIVERSIDE DR, WESTFIELD, MA 01085-4336
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number024626-118
DateJul 6, 2022
Book Page24626/118
Instrument40710
Lender
NameKEY BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

February 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWESTFIELD MA
Recording DateFeb 28, 2020
Property Address91 RIVERSIDE DR, WESTFIELD, MA 01085-4336
Document Number23108-106
Book / Page23108 / 106
Instrument DateFeb 28, 2020
Instrument11249
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address91 RIVERSIDE DR, WESTFIELD, MA 01085-4336

Mortgage

Document Number11250
DateFeb 28, 2020
Instrument11250
Lender
NameWESTFIELD BANK FSB
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hampden County and Westfield City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityWestfield City
Unified School DistrictWestfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,554.00 (+9.81%)$305,000 (+11.64%) Land $116,200 Building $188,800$313,630 (+3.72%)
2025$4,147.00 (+3.83%)$273,200 (+16.16%) Land $112,900 Building $160,300$302,385 (+1.27%)
2024$298,585
2023$3,994.00$235,200 Land $97,600 Building $137,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 individual policies
Nearby Flood Policies30 units insured
incl. 20 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTFIELD DPWWATER DIVISION
serves 41,094 people · EPA ID MA1329000
Water SourceSurface water
Last State InspectionJul 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Whip City Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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