91 River Rd, Orford, NH 03777 Property Records

Grafton County and Orford Town property record for 91 River Rd, Orford, NH 03777

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,095 sqft · built 1831
Lot Size	7 acres (304,920 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Oct 2020)
Tax Bill	$13,406 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`ORFO M:00008 L:000110 S:000007`

Property Details

APN / Parcel Number

Primary APN	`ORFO M:00008 L:000110 S:000007`
Alternative APN	`M:00008 B:000110 L:000007`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	4,095 sqft Living Area
Gross Area	7,531 sqft

Exterior

Year Built	Built 1831
Effective Year Built	Effective 1831
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	304,920 sqft (7 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	91 RIVER RD
City	ORFORD
State	NH
Zip	03777-4139
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDE
Legal Lot Number	110
Jurisdiction	ORFORD TOWN NH
Township / Civil Division	ORFORD
Census Block Group	2
Census Block	2062
Census Tract	960700

Owner

91 River Rd is owned and occupied by two individuals who bought it in October 2020.

Source: Grafton County and Orford Town records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	91 RIVER RD, ORFORD, NH 03777-4139
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2023	Deed of Trust, Mortgage · Line of Credit WOODSVILLE GUARANTY SAVINGS BANK
Oct 16, 2020	Warranty Deed, Transfer · Conventional Mortgage WOODSVILLE GUARANTY SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2020 · Amount on File
Deed Sale	Oct 16, 2020 · Amount on File
Prior Sale	Sep 26, 2016 · Amount on File
Deed Document Number	202014652
Deed Book / Page	4565 / 376
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORFORD TOWN NH
Property Address	91 RIVER RD, ORFORD, NH 03777-4139
Transaction Type	Mortgage
Record Updated	Oct 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004828-541
Date	Sep 26, 2023
Book Page	4828/541
Instrument	23010588

Lender

Name	WOODSVILLE GUARANTY SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORFORD TOWN NH
Recording Date	Oct 16, 2020
Property Address	91 RIVER RD, ORFORD, NH 03777-4139
Document Number	0045650376
Book / Page	004565 / 000376
Instrument Date	Oct 13, 2020
Instrument	20014652
Transaction Type	Transfer
Record Updated	Oct 29, 2020
Title Company	SUMMIT TITLE SERVICES LLC, SUMMIT TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,650.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1359 NH ROUTE 10 ORFORD NH 037774117, ORFORD, NH 03777-4117

Mortgage

Document Number	45650378
Date	Oct 16, 2020
Book Page	004565/000378
Instrument	20014653

Lender

Name	WOODSVILLE GUARANTY SVGS BK
Type	Federal Savings Bank
Address	WOODSVILLE, NH 03785

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 15, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 91 River Rd was $13,406.

Source: Grafton County and Orford Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Grafton County
County Subdivision	Orford Town
Unified School District	Rivendell Interstate School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,406.00	$765,600 Land $127,200 Building $638,400
2023	$12,524.00 (+15.75%)	$383,000 (-) Land $58,400 Building $324,600	$546,535
2022	$10,820.00	$383,000 Land $58,400 Building $324,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 91 River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	2 (2011–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2017 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 91 River Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LymeFiber Fiber	1,000 / 1,000
Castle Cable TV Fiber	300 / 300
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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