Otero County property record for 91 Ridge Rd, Cloudcroft, NM 88317
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 1 bd · 1 ba · 516 sqft · built 2013 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $508 (2025) |
| Deeds & Mortgages | May 2023 Sale Jan 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 11O4070093378439 |
| Primary APN | 11O4070093378439 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 516 sqft Living Area |
| Gross Area | 384 sqft |
| 1st Floor Area | 384 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 12,197 sqft (0.28 acres) |
| Terrain | Mountain |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | R056474 |
|---|---|
| Street Address | 91 RIDGE RD |
| City | CLOUDCROFT |
| State | NM |
| Zip | 88317 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | SUBD: CHIPPEWAY PARK #1 LOT 1 BLOCK: 21 |
| Legal Subdivision | CHIPPEWAY PARK #1 |
| Legal Block | 21 |
| Legal Lot Number | 1 |
| Jurisdiction | OTERO NM |
| Township / Civil Division | SOUTHEAST OTERO |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 904 |
Source: Otero County records, as of August 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 4385, RUIDOSO, NM 88355-4385 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 5, 2023 | Warranty Deed, Transfer |
| Jan 31, 2023 | Warranty Deed, Transfer · Line of Credit FIRST NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 14, 2024 |
| Deed Sale | Jun 14, 2024 |
| Prior Sale | May 5, 2023 |
| Deed Document Number | 20244501 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTERO NM |
| Recording Date | May 5, 2023 |
| Property Address | 91 RIDGE RD, CLOUDCROFT, NM 88317 |
| Document Number | 0202304139 |
| Instrument Date | May 2, 2023 |
| Instrument | 202304139 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 124 PLACITAS DR, ALTO, NM 88312-9574 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTERO NM |
| Recording Date | Jan 31, 2023 |
| Property Address | 91 RIDGE RD, CLOUDCROFT, NM 88317 |
| Document Number | 0202300951 |
| Instrument Date | Nov 4, 2022 |
| Instrument | 202300951 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 290, CLOUDCROFT, NM 88317-0290 |
| Document Number | 0202300952 |
|---|---|
| Date | Jan 31, 2023 |
| Instrument | 202300952 |
| Name | FIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 27, 2038 |
Source: Otero County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New Mexico |
| County | Otero County |
| Unified School District | Cloudcroft Municipal Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $32,716 (-0.17%) Land $5,903 Building $26,813 | $98,148 (-0.18%) Land $17,710 Building $80,438 | |
| 2025 | $508.00 (+81.43%) | $32,773 (+84.69%) Land $5,903 Building $26,870 | $98,321 (+84.69%) Land $17,710 Building $80,611 |
| 2023 | $280.00 | $17,745 Land $2,342 Building $15,403 | $53,235 Land $7,026 Building $46,209 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 3, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 99.6% of the US · above 99.9% of New Mexico |
|---|---|
| Wildfire Likelihood | 4% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHIPPEWAY PARK WATER ASSOCIATION serves 193 people · EPA ID NM3565419 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected currently in violation since Dec 2022 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Tularosa Communications Fiber | 1,000 / 1,000 |
No cell data coverage reported
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