Breckinridge County property record for 91 Richardson Ln, Big Spring, KY 40175 · Last verified November 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,188 sqft · built 2010 |
| Lot Size | 3.11 acres (135,907 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $108,000 (Mar 2007) |
| Tax Bill | $587 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage Sep 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 156-29B |
| Primary APN | 156-29B |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,188 sqft Living Area |
| Year Built | Built 2010 |
|---|---|
| Exterior Material | Logs |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 135,907 sqft (3.11 acres) |
| Garage Type | Carport |
| Garage Area | 480 sqft |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 144 sqft |
| Deck Area | 240 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Space Heater |
| Heating Fuel | Wood |
| Account Number | 19087 |
|---|---|
| Street Address | 91 RICHARDSON LN |
| City | BIG SPRING |
| State | KY |
| Zip | 40175-7462 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAND & HOUSE & GARAGE |
| Jurisdiction | BRECKINRIDGE KY |
| Township / Civil Division | MCDANIELS-HUDSON |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 960501 |
Source: Breckinridge County records · APN 156-29B
Assessment roll updated April 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 91 RICHARDSON LN, BIG SPRING, KY 40175-7462 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 31, 2017 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC |
| Sep 24, 2022 | Deed of Trust, Mortgage · Line of Credit ABOUND FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 26, 2007 · Amount on Record |
| Deed Sale | Mar 26, 2007 · Amount on Record |
| Deed Document Number | 323-118 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRECKINRIDGE KY |
| Property Address | 91 RICHARDSON LN, BIG SPRING, KY 40175-7462 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 000436/409 |
|---|---|
| Date | Jan 31, 2017 |
| Book Page | 436/409 |
| Instrument | 2017000711 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRECKINRIDGE KY |
| Property Address | 91 RICHARDSON LN, BIG SPRING, KY 40175-7462 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 00M534/119 |
|---|---|
| Date | Sep 24, 2022 |
| Book Page | M534/119 |
| Instrument | 2020910208 |
| Name | ABOUND FCU |
|---|---|
| Type | Credit Union |
| Address | RADCLIFF, KY 40159 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 09, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Breckinridge County records · Assessment roll updated April 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Breckinridge County |
| Unified School District | Breckinridge County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $587.00 (-2.33%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $107,000 (-) Land $10,000 Building $97,000 | $107,000 (-) Land $10,000 Building $97,000 |
| 2023 | $601.00 (-8.8%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $107,000 (-) Land $10,000 Building $97,000 | $107,000 (-) Land $10,000 Building $97,000 |
| 2022 | $659.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $107,000 Land $10,000 Building $97,000 | $107,000 Land $10,000 Building $97,000 |
Source: FEMA National Flood Hazard Layer, Breckinridge County (21027C), updated May 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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