Madison County property record for 91 Reserve Dr, Jackson, TN 38305
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 7 ba · 6,540 sqft · built 2020 |
| Lot Size | 2.41 acres (104,980 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $128,500 (Aug 2013) |
| Tax Bill | $10,227 (2022) |
| Deeds & Mortgages | Apr 2021 Mortgage Sep 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 057045F D 00400 |
| Primary APN | 057045F D 00400 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 7 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 21 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 6,540 sqft Living Area |
| Basement Area | 221 sqft |
| Finished Basement | 221 sqft |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Brick |
| Lot Area | 104,980 sqft (2.41 acres) |
| Terrain | Rolling |
| Garage Type | Finished |
| Parking Spaces | 5 Parking Spaces |
| Pool Area | 640 sqft |
| Porch | Open Porch |
| Patio Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 91 RESERVE DR |
|---|---|
| City | JACKSON |
| State | TN |
| Zip | 38305-3150 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:104 BLK:1 DIST:03 CITY/MUNI/TWP:JACKSON SUBD:THE RESERVE MAP REF:045K |
| Legal Subdivision | THE RESERVE |
| Legal Block | 1 |
| Legal Lot Number | 104 |
| Jurisdiction | MADISON TN |
| Township / Civil Division | 9 |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 1610 |
Source: Madison County records, as of January 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 91 RESERVE DR, JACKSON, TN 38305-3150 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Sep 1, 2020 | Loan Modification, Mortgage BANK OF JACKSON |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 26, 2013 · Amount on Record |
| Deed Sale | Aug 26, 2013 · Amount on Record |
| Deed Document Number | 0000720902 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON TN |
| Property Address | 91 RESERVE DR, JACKSON, TN 38305-3150 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Title Company | BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0T2157/368 |
|---|---|
| Date | Apr 28, 2021 |
| Book Page | T2157/368 |
| Instrument | 21005828 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2036 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MADISON TN |
| Property Address | 91 RESERVE DR, JACKSON, TN 38305-3150 |
| Document Number | 0000011910 |
| Instrument Date | Sep 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 0000011910 |
|---|---|
| Date | Sep 21, 2020 |
| Book Page | 0T2135/000234 |
| Instrument | 11910 |
| Name | BANK OF JACKSON |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
Source: Madison County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Madison County |
| Municipality | Jackson City |
| Unified School District | Jackson-Madison County School System (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $293,450 (-) Land $36,150 Building $257,300 | ||
| 2023 | $293,450 Land $36,150 Building $257,300 | ||
| 2022 | $10,227.00 | $1,173,800 Land $144,600 Building $1,029,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2010–2011) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 49% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JACKSON WATER SYSTEM serves 91,111 people · EPA ID TN0000299 |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPlus Broadband Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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