Warwick City property record for 91 Prospect St, Warwick, RI 02886 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,460 sqft · built 1945 |
| Lot Size | 0.082 acres (3,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $180,000 (Mar 2017) |
| Tax Bill | $4,905 (2025) |
| Deeds & Mortgages | Apr 2025 Line of Credit Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24503670000 |
| Primary APN | 24503670000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,460 sqft Living Area |
| Gross Area | 2,360 sqft |
| 1st Floor Area | 756 sqft |
| Basement Area | 704 sqft |
| Unfinished Basement | 680 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,560 sqft (0.082 acres) |
| Garage Type | Detached |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 114430320 |
|---|---|
| Street Address | 91 PROSPECT ST |
| City | WARWICK |
| State | RI |
| Zip | 02886-4603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 367 |
| Jurisdiction | WARWICK RI |
| Township / Civil Division | WARWICK |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 22000 |
Source: Warwick City records · APN 24503670000
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 91 PROSPECT ST, WARWICK, RI 02886-4603 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 29, 2025 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Dec 04, 2020 | Deed of Trust, Mortgage · VA Mortgage FEDERAL SAVINGS BANK |
| Mar 02, 2017 | Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 02, 2017 · Amount on Record |
| Deed Sale | Mar 02, 2017 · Amount on Record |
| Deed Document Number | 20172903 |
| Deed Book / Page | 8770 / 180 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 91 PROSPECT ST, WARWICK, RI 02886-4603 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0010672-81 |
|---|---|
| Date | Apr 29, 2025 |
| Book Page | 10672/81 |
| Instrument | 4427 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2055 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 91 PROSPECT ST, WARWICK, RI 02886-4603 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 9686-165 |
|---|---|
| Date | Dec 04, 2020 |
| Book Page | 9686/165 |
| Instrument | 19352 |
| Name | FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Mar 02, 2017 |
| Property Address | 91 PROSPECT ST, WARWICK, RI 02886-4603 |
| Document Number | 8770-180 |
| Book / Page | 008770 / 000180 |
| Instrument Date | Feb 24, 2017 |
| Instrument | 2903 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2017 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $180.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Document Number | 8770-182 |
|---|---|
| Date | Mar 02, 2017 |
| Book Page | 008770/000182 |
| Instrument | 2904 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2047 |
Source: Warwick City records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Warwick City |
| Unified School District | Warwick School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,905.00 (+21.32%) | $386,200 (+35.56%) Land $108,100 Building $278,100 | |
| 2024 | $344,090 | ||
| 2023 | $4,043.00 (-0.35%) | $284,900 (+31.53%) Land $90,900 Building $194,000 | |
| 2022 | $4,057.00 | $216,600 Land $66,600 Building $150,000 |
Source: FEMA National Flood Hazard Layer, County delivery 44003C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440030220002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 41 individual NFIP policies nearby |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 41 in force |
| Nearby Flood Claims | 12 (1978–2024) |
| Claims Outside the SFHA | 1 of 12 |
| Most Recent Claim | Jan 2024, rainfall accumulation, Severe Storms And Flooding |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 170 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cox Communications | Cable | 2,000 / 35 |
| Verizon | Fiber | 980 / 880 |
| AT&T | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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