91 Prospect St, Lunenburg, MA 01462 Property Records

Worcester County and Lunenburg Town property record for 91 Prospect St, Lunenburg, MA 01462

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,235 sqft · built 1946
Lot Size	0.54 acres (23,522 sqft)
Owner	Individual Name on Record
Last Sale	$490,000 (Mar 2024)
Tax Bill	$6,910 (2026)
Deeds & Mortgages	Jun 2021 Refinance Mar 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1620990001500000`

Property Details

APN / Parcel Number

Primary APN	`1620990001500000`
Alternative APNs	`LUNE M:099.0 B:0015 L:0000.0` `M:00082 L:00178 S:00000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,235 sqft Living Area
Gross Area	4,321 sqft
1st Floor Area	1,544 sqft
Basement Area	888 sqft
Unfinished Basement	888 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1997
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,522 sqft (0.54 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1620990001500000
Street Address	91 PROSPECT ST
City	LUNENBURG
State	MA
Zip	01462-2039
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Block	15
Jurisdiction	LUNENBURG MA
Township / Civil Division	LUNENBURG
Census Block Group	2
Census Block	2025
Census Tract	712101

Owner

Source: Worcester County and Lunenburg Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	91 PROSPECT ST, LUNENBURG, MA 01462-2039
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Mar 28, 2024	Quit Claim Deed, Transfer · Stand-Alone First Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2024 · Amount on Record
Deed Sale	Mar 28, 2024 · Amount on Record
Prior Sale	Aug 30, 2013 · Amount on Record
Deed Book / Page	10734 / 356
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUNENBURG MA
Property Address	91 PROSPECT ST, LUNENBURG, MA 01462-2039
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010008-197
Date	Jun 15, 2021
Book Page	10008/197
Instrument	12814

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

March 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUNENBURG MA
Recording Date	Mar 28, 2024
Property Address	91 PROSPECT ST, LUNENBURG, MA 01462-2039
Document Number	010734-356
Book / Page	10734 / 356
Instrument Date	Mar 28, 2024
Instrument	3672
Transaction Type	Transfer
Record Updated	Apr 12, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 PROSPECT ST, LUNENBURG, MA 01462-2039

Mortgage

Document Number	0000003673
Date	Mar 28, 2024
Instrument	3673

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Lunenburg Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Lunenburg Town
Unified School District	Lunenburg School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,910.00 (+3.86%)	$480,200 (+3.65%) Land $128,900 Building $351,300	$527,766 (+14.95%)
2025	$6,653.00 (+10.55%)	$463,300 (+8.55%) Land $126,400 Building $336,900	$459,135 (+0.56%)
2024	$6,018.00 (+1.74%)	$426,800 (+5.49%) Land $119,200 Building $307,600	$456,570
2023	$5,915.00	$404,600 Land $108,400 Building $296,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUNENBURG WATER DISTRICT serves 7,219 people · EPA ID MA2162000
Water Source	Groundwater
Last State Inspection	Apr 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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