91 Osprey Watch Ln E, Oriental, NC 28571 Property Records

Pamlico County property record for 91 Osprey Watch Ln E, Oriental, NC 28571

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,871 sqft · built 2023
Lot Size	0.632 acres (27,530 sqft)
Owner	2 Individual Names on Record
Last Sale	$442,500 (Sep 2026)
Tax Bill	$1,692 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`G08-37-23`

Property Details

APN / Parcel Number

Primary APN	`G08-37-23`
Alternative APNs	`645784783500` `30361` `34310`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,871 sqft Finished Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Lot Area	27,530 sqft (0.632 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	245 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	34310
Street Address	91 OSPREY WATCH LN E
City	ORIENTAL
State	NC
Zip	28571-5003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PORTION OF LOT 23 NATURES RUN SUB PCA 162-19 PCA 165-1 645784783500
Legal Subdivision	NATURES RUN SUBDIVISION
Legal Lot Number	23
Jurisdiction	PAMLICO NC
Township / Civil Division	5
Census Block Group	1
Census Block	1003
Census Tract	950203

Owner

Source: Pamlico County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	602 DUNHILL DR, LAKE ZURICH, IL 60047-2445
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Warranty Deed, Transfer · Conventional Mortgage ALLIANT CREDIT UNION
Nov 30, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2026 · Amount on Record
Deed Sale	Sep 30, 2026 · Amount on Record
Deed Book / Page	763 / 523
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAMLICO NC
Recording Date	Sep 30, 2026
Property Address	91 OSPREY WATCH LN E, ORIENTAL, NC 28571-5003
Document Number	0763000523
Book / Page	763 / 523
Instrument Date	Sep 16, 2026
Transaction Type	Transfer
Record Updated	Oct 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$89,385.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	602 DUNHILL DR, LAKE ZURICH, IL 60047-2445

Mortgage

Document Number	0763000526,
Date	Sep 30, 2026
Book Page	763/526

Lender

Name	ALLIANT CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAMLICO NC
Recording Date	Nov 30, 2023
Property Address	91 OSPREY WATCH LN E, ORIENTAL, NC 28571-5003
Document Number	000719/850
Book / Page	719 / 850
Map Reference	CAB A SL 178-1
Instrument Date	Nov 17, 2023
Transaction Type	Transfer
Record Updated	Dec 22, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$740.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	107 WEATHERBY DR, MERRITT, NC 28556-9595

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 OSPREY WATCH LN E # E, E, ORIENTAL, NC 28571-5003

Mortgage

Document Number	0000719853
Date	Nov 30, 2023
Instrument	719/853

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

Source: Pamlico County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pamlico County
Unified School District	Pamlico County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,692.00 (+454.75%)	$243,536 (+438.89%) Land $38,394 Building $205,142	$243,536 (+438.89%) Land $38,394 Building $205,142
2023	$305.00	$45,192 Land $45,192	$45,192 Land $45,192

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 60 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	60 in force
Nearby Flood Claims	29 (1999–2018)
Claims Outside the SFHA	1 of 29
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 21 claims Hurricane Irene, Aug 2011 · 5 claims Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 68% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAMLICO COUNTY WATER serves 19,665 people · EPA ID NC0469025
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	10 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Brightspeed Fiber	940 / 940

Cell Coverage

5G and 4G LTE (outdoors only)

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