91 Orchard Ct, Laredo, TX 78045 Property Records

Webb County property record for 91 Orchard Ct, Laredo, TX 78045 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	2,833 sqft · built 2019
Lot Size	0.176 acres (7,701 sqft)
Owner	Individual Name on File
Tax Bill	$1,814 (2024)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2017 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`980-80005-090`

Property Details

APN / Parcel Number

Primary APN	`980-80005-090`
Alternative APN	`239677`

Interior

Stories	1 Story
Building Area	2,833 sqft Living Area
Gross Area	3,067 sqft
1st Floor Area	2,626 sqft

Exterior

Year Built	Built 2019
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,701 sqft (0.176 acres)
Lot Width	46 ft Width
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	428 sqft

Location & Zoning

Account Number	239677
Old Parcel Number	98080005090
Street Address	91 ORCHARD CT
City	LAREDO
State	TX
Zip	78045-7732
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 BLK 5 TERRA HILLS III
Legal Subdivision	TERRA HILLS I, II, III, IV
Legal Block	5
Legal Lot Number	90
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	1
Census Block	1003
Census Tract	1720

Owner

Source: Webb County records · APN 980-80005-090

Assessment roll updated July 25, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	91 ORCHARD CT, LAREDO, TX 78045-7732
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 05, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Nov 14, 2017	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MORTGAGE FINANCIAL SERVICES LLC
Nov 14, 2017	Vendor's Lien, Transfer · FHA Mortgage MORTGAGE FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 14, 2017
Deed Sale	Nov 14, 2017
Prior Sale	Sep 15, 2011
Deed Document Number	1313309
Deed Book / Page	4328 / 760
Record Updated	Jun 08, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	91 ORCHARD CT, LAREDO, TX 78045-7732
Transaction Type	Mortgage
Record Updated	Nov 17, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 ORCHARD CT, LAREDO, TX 78045-7732

Mortgage

Document Number	5147/628
Date	Nov 05, 2021
Book Page	5147/628
Instrument	1447808

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Dec 01, 2047

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	91 ORCHARD CT, LAREDO, TX 78045-7732
Transaction Type	Mortgage
Record Updated	Feb 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4328/779
Date	Nov 14, 2017
Book Page	4328/779
Instrument	1313311

Lender

Name	MORTGAGE FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	BATON ROUGE, LA 70816

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 03, 2047

November 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Nov 14, 2017
Property Address	91 ORCHARD CT, LAREDO, TX 78045-7732
Document Number	004328/760
Book / Page	4328 / 760
Map Reference	VOL 16 PG 44
Instrument Date	Nov 03, 2017
Instrument	1313309
Transaction Type	Transfer
Record Updated	Mar 01, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 ORCHARD CT, LAREDO, TX 78045-7732

Mortgage

Document Number	0001313310
Date	Nov 14, 2017
Instrument	1313310

Lender

Name	MORTGAGE FINANCIAL SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2047

Tax Assessment & Valuation

Source: Webb County records · Assessment roll updated July 25, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$315,144 (+9.98%) Land $91,719 Building $223,425	$315,144 (+9.98%) Land $91,719 Building $223,425
2024	$1,814.00 (+12.04%)
2023		$286,544 Land $86,097 Building $200,447	$286,544 Land $86,097 Building $200,447
2022	$1,619.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Webb County (48479C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 484790017201, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	2 (2008–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2017, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 575 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: AT&T, T-Mobile USA, Smartcom Telephone. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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