91 Oak Ridge Dr, Windsor Locks, CT 06096 Property Records

Windsor Locks Town property record for 91 Oak Ridge Dr, Windsor Locks, CT 06096

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,160 sqft · built 1989
Owner	Individual Name on File
Tax Bill	$3,441 (2024)
Deeds & Mortgages	Jan 2025 Refinance Jul 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`M:57 B:127 L:4-00314700`

Property Details

APN / Parcel Number

Primary APN	`M:57 B:127 L:4-00314700`
Alternative APNs	`WINL M:57 B:127 L:4 U:91` `314700`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,160 sqft Living Area
1st Floor Area	580 sqft
Basement Area	580 sqft
Unfinished Basement	580 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Garage Type	Detached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	314700
Street Address	91 OAK RIDGE DR
City	WINDSOR LOCKS
State	CT
Zip	06096-2661
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	MFSD
Legal Subdivision	OAK RDG
Legal Block	127
Legal Lot Number	4
Jurisdiction	WINDSOR LOCKS CT
Township / Civil Division	WINDSOR LOCKS
Census Block Group	1
Census Block	1014
Census Tract	476300

Owner

91 Oak Ridge Dr, a condominium, is owned and occupied by an individual.

Source: Windsor Locks Town records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	91 OAK RIDGE DR, WINDSOR LOCKS, CT 06096-2661
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance FIGURE LENDING LCC
Jul 30, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ZILLOW HOME LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDSOR LOCKS CT
Property Address	91 OAK RIDGE DR, WINDSOR LOCKS, CT 06096-2661
Transaction Type	Mortgage
Record Updated	Jan 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000542-544
Date	Jan 6, 2025
Book Page	542/544
Instrument	2060350013

Lender

Name	FIGURE LENDING LCC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	61 Months
Due	Feb 1, 2030

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDSOR LOCKS CT
Property Address	91 OAK RIDGE DR, WINDSOR LOCKS, CT 06096-2661
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000509-346
Date	Jul 30, 2021
Book Page	509/346
Instrument	1234890012

Lender

Name	ZILLOW HOME LOANS LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Windsor Locks Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Windsor Locks Town
Unified School District	Windsor Locks School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$143,430 (+57.13%) Building $143,430	$100,401 Building $100,401
2024	$3,441.00 (+33.94%)	$91,280 (-) Building $91,280
2023	$2,569.00 (+8.95%)	$91,280 (-) Building $91,280
2022	$2,358.00	$91,280 Building $91,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 91 Oak Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 91 Oak Ridge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NORTHERN REG-WESTERN SYSTEM private · serves 101,313 people · EPA ID CT0473011
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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