91 Narragansett Ave, Ossining, NY 10562 Property Records

Westchester County and Ossining Town property record for 91 Narragansett Ave, Ossining, NY 10562

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,269 sqft · built 1943
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on Record
Last Sale$385,000 (Jun 2009)
Tax Bill$15,252 (2026)
Deeds & MortgagesSep 2022 Mortgage
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN554203 90.05-1-6

Property Details

APN / Parcel Number

Primary APN554203 90.05-1-6
Alternative APN
  • 55420300104C013 058

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,269 sqft Living Area
1st Floor Area878 sqft
Upper Floors Area391 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1943
Effective Year BuiltEffective 1943
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area6,098 sqft (0.14 acres)
Lot Dimensions140 ft deep x 58 ft wide
Garage TypeBasement
Pool TypeAbove-Ground Pool
PorchPorch
Porch Area64 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address91 NARRAGANSETT AVE
CityOSSINING
StateNY
Zip10562-2617
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block1
Legal Lot Number6.000
JurisdictionWESTCHESTER NY
Township / Civil DivisionOSSINING
Census Block Group1
Census Block1008
Census Tract13500

Owner

Source: Westchester County and Ossining Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address91 NARRAGANSETT AVE, OSSINING, NY 10562-2617
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2022Deed of Trust, Mortgage · FHA Mortgage
WELLS FARGO BANK NA
Jul 16, 2020Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 22, 2009 · Amount on Record
Deed SaleJun 22, 2009 · Amount on Record
Deed Document Number2009491480115
Prior Transfer DateMar 28, 2003
Prior Transfer Doc0431890223
Record UpdatedOct 29, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address91 NARRAGANSETT AVE, OSSINING, NY 10562-2617
Transaction TypeMortgage
Record UpdatedDec 20, 2023
Title CompanyBOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address91 NARRAGANSETT AVE, OSSINING, NY 10562-2617

Mortgage

Document Number0622693393
DateSep 30, 2022
Instrument622693393
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address91 NARRAGANSETT AVE, OSSINING, NY 10562-2617
Document Number0602253054
Instrument DateJul 16, 2020
Transaction TypeMortgage
Record UpdatedAug 24, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address91 NARRAGANSETT AVE OSSINING NY 105622617, OSSINING, NY 10562-2617

Mortgage

Document Number0602253054
DateAug 12, 2020
Book Page060225/003054
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term240 Months
DueAug 11, 2040

Tax Assessment & Valuation

Source: Westchester County and Ossining Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
County SubdivisionOssining Town
MunicipalityOssining Village
Unified School DistrictOssining Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$15,252.00 (+31.7%)
2025$11,581.00$474,500 (+1.39%) Land $246,700 Building $227,800$474,500 (+1.39%) Land $246,700 Building $227,800
2024Additional exemption filed$468,000 (+6.15%) Land $151,100 Building $316,900$468,000 (+6.15%) Land $151,100 Building $316,900
2023$440,900 Land $151,100 Building $289,800$440,900 Land $151,100 Building $289,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSSINING WATER DEPARTMENT
serves 30,000 people · EPA ID NY5903451
Water SourceSurface water
Last State InspectionJul 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300

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