91 N Spring St, Bloomfield, NJ 07003 Property Records

Essex County and Bloomfield Township property record for 91 N Spring St, Bloomfield, NJ 07003

Property Summary

Property Type	Single Family Home
Details	1,040 sqft · built 1947
Lot Size	0.108 acres (4,718 sqft)
Owner	Individual Name on Record
Last Sale	$132,000 (Aug 1999)
Tax Bill	$8,698 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-00729-0000-00013`

Property Details

APN / Parcel Number

Primary APN	`02-00729-0000-00013`
Alternative APN	`020072900013`

Interior

Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Lot Area	4,718 sqft (0.108 acres)
Lot Dimensions	131 ft deep x 36 ft wide

Location & Zoning

Old Parcel Number	020072900013
Street Address	91 N SPRING ST
City	BLOOMFIELD
State	NJ
Zip	07003-3885
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2B
Legal Description	36 X 131
Legal Block	729
Legal Lot Number	13
Jurisdiction	ESSEX NJ
Township / Civil Division	BLOOMFIELD
Census Block Group	4
Census Block	4006
Census Tract	15200

Owner

Source: Essex County and Bloomfield Township records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	91 N SPRING ST, BLOOMFIELD, NJ 07003-3885
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION
Nov 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage POLISH & SLAVIC FCU
Jul 3, 2018	Deed of Trust, Mortgage · Line of Credit POLISH & SLAVIC FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 1999 · Amount on Record
Deed Sale	Aug 11, 1999 · Amount on Record
Prior Sale	Jun 29, 1994 · Amount on Record
Deed Book / Page	5630 / 711
Last Transfer Date	Dec 18, 2008
Transfer Doc	0009011496
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Recording Date	Aug 27, 2026
Property Address	91 N SPRING ST, BLOOMFIELD, NJ 07003-3885
Document Number	0000057143
Instrument Date	Jul 31, 2026
Instrument	202657143
Transaction Type	Mortgage
Record Updated	Sep 14, 2026
Title Company	CSC DOCUMENT RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 N SPRING ST, BLOOMFIELD, NJ 07003-3885

Mortgage

Document Number	0000057143,
Date	Aug 27, 2026
Instrument	202657143

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 15, 2051

Interest

Max Rate	-1%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	91 N SPRING ST, BLOOMFIELD, NJ 07003-3885
Document Number	0000118568
Instrument Date	Nov 13, 2020
Transaction Type	Mortgage
Record Updated	Dec 24, 2020
Title Company	POLONIA TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 N SPRING ST BLOOMFIELD NJ 070033885, BLOOMFIELD, NJ 07003-3885

Mortgage

Document Number	0000118568
Date	Nov 30, 2020
Instrument	118568

Lender

Name	POLISH & SLAVIC FCU
Type	Credit Union
Address	FAIRFIELD, NJ 07004

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.75%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	91 N SPRING ST, BLOOMFIELD, NJ 07003-3885
Document Number	0000074776
Instrument Date	Jul 3, 2018
Transaction Type	Mortgage
Record Updated	Dec 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 N SPRING ST BLOOMFIELD NJ 070033885, BLOOMFIELD, NJ 07003-3885

Mortgage

Document Number	0000074776
Date	Aug 27, 2018
Instrument	74776

Lender

Name	POLISH & SLAVIC FCU
Type	Credit Union
Address	FAIRFIELD, NJ 07004

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 26, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Bloomfield Township
Unified School District	Bloomfield Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$249,300 (-) Land $112,700 Building $136,600	$249,300 (-) Land $112,700 Building $136,600
2025	$8,698.00 (+2.86%)	$249,300 (-) Land $112,700 Building $136,600	$249,300 (-) Land $112,700 Building $136,600
2024	$8,456.00 (+5.94%)
2023		$249,300 Land $112,700 Building $136,600	$249,300 Land $112,700 Building $136,600
2022	$7,982.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	15 (1979–2018)
Most Recent Claim	Aug 2018 · river or lake flooding
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead service line replacement Jan 2022
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 764 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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