91 N Main St, Granite Falls, NC 28630 Property Records

Caldwell County property record for 91 N Main St, Granite Falls, NC 28630

Property Summary

Property TypeOffice Building
Details8 ba · 3,488 sqft · built 1971
Lot Size0.375 acres (16,350 sqft)
OwnerCompany Name on Record
Last Sale$240,000 (Jul 2021)
Tax Bill$1,050 (2026)
Deeds & MortgagesJul 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN08 26 1 14

Property Details

APN / Parcel Number

Primary APN08 26 1 14
Alternative APN
  • 172006

Interior

Plumbing Fixtures8 Plumbing Fixtures
Units2 Units
Stories1 Story
Building Area3,488 sqft Heated Area
Gross Area3,520 sqft
1st Floor Area1,744 sqft
Basement Area1,744 sqft
Finished Basement1,744 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1993
Exterior MaterialBrick
Construction TypeWood
Fire ResistanceWood or Wood & Steel Frame
Foundation TypeFooting
Roof TypeWood Truss
Roof MaterialUrethane Foam
Lot Area16,350 sqft (0.375 acres)
Lot Dimensions150 ft deep x 109 ft wide
PorchSlab
Porch Area32 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number172006
Street Address91 N MAIN ST
CityGRANITE FALLS
StateNC
Zip28630-1434
Property CategoryCommercial
Property TypeCommercial > Office > Office Building
Legal DescriptionBK 2026 PG 1100 YR 21 ST 480.00
JurisdictionCALDWELL NC
Township / Civil DivisionLOVELADY
Census Block Group2
Census Block2029
Census Tract31403

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 447, GRANITE FALLS, NC 28630-0447
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 1, 2021 · Amount on Record
Deed SaleJul 1, 2021 · Amount on Record
Deed Document Number202110059569
Deed Book / Page2026 / 1100
Record UpdatedOct 29, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCALDWELL NC
Recording DateJul 1, 2021
Property Address91 N MAIN ST, GRANITE FALLS, NC 28630-1434
Document Number0020261100
Book / Page2026 / 1100
Instrument DateJun 29, 2021
Instrument10059569
Transaction TypeTransfer
Record UpdatedJul 27, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$480.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 447, GRANITE FALLS, NC 28630-0447

Mortgage

Document Number0010059570
DateJul 1, 2021
Instrument10059570
Lender
NameUNITED BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCaldwell County
MunicipalityGranite Falls Town
Unified School DistrictCaldwell County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,050.00 (-25.95%)$225,000 (-) Land $39,200 Building $185,800
2025$1,418.00 (+15.85%)$225,000 (+13.46%) Land $39,200 Building $185,800$225,000 (+13.46%) Land $39,200 Building $185,800
2023$198,300 (-) Land $32,700 Building $165,600$198,300 (-) Land $32,700 Building $165,600
2022$1,224.00$198,300 Land $32,700 Building $165,600$198,300 Land $32,700 Building $165,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2019)
Most Recent ClaimJun 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GRANITE FALLS
serves 7,318 people · EPA ID NC0114030
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Ripple Fiber.

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