91 Mount Side Ter, Clifton, NJ 07013 Property Records

Passaic County and Clifton City property record for 91 Mount Side Ter, Clifton, NJ 07013

Property Summary

Property Type	Single Family Home
Details	1,540 sqft · built 1925
Lot Size	0.092 acres (3,999 sqft)
Owner	Individual Name on File
Last Sale	$610,000 (Mar 2026)
Tax Bill	$9,745 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Mar 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-00022-02-00009`

Property Details

APN / Parcel Number

Primary APN	`02-00022-02-00009`
Alternative APNs	`0200022000200009` `0200022200009`

Interior

Stories	2 Stories
Building Area	1,540 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Wood
Construction Type	Frame
Lot Area	3,999 sqft (0.092 acres)
Lot Dimensions	100 ft deep x 40 ft wide

Location & Zoning

Old Parcel Number	0200022200009
Street Address	91 MOUNT SIDE TER
City	CLIFTON
State	NJ
Zip	07013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A3
Legal Subdivision	DAVID F REA PROP
Legal Block	22.2
Legal Lot Number	9
Jurisdiction	PASSAIC NJ
Township / Civil Division	CLIFTON
Census Block Group	3
Census Block	3002
Census Tract	124202

Owner

91 Mount Side Ter is owned by an individual who bought it in March 2026.

Source: Passaic County and Clifton City records, as of July 8, 2026

Owner of Record	Individual Name on File
Mailing Address	91 MOUNTAINSIDE TER, CLIFTON, NJ 07013-1178
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Mar 23, 2026	Deed, Transfer · Conventional Mortgage UNITED NATIONS FCU
Oct 18, 2019	Deed, Transfer · FHA Mortgage ARC HOME LLC
Aug 9, 2018	Grant Deed, Transfer WESTCOR LAND TITLE INSURANCE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2026 · Amount on File
Deed Sale	Mar 23, 2026 · Amount on File
Prior Sale	Oct 18, 2019 · Amount on File
Deed Document Number	20268965
Deed Book / Page	5063 / 64
Prior Transfer Date	Oct 13, 2005
Prior Transfer Doc	1185000084
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	91 MOUNTAINSIDE TER, CLIFTON, NJ 07013-1178
Transaction Type	Mortgage
Record Updated	Apr 29, 2026
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000076576
Date	Dec 9, 2021
Book Page	M17654/170
Instrument	2021076576

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Mar 23, 2026
Property Address	91 MOUNTAINSIDE TER, CLIFTON, NJ 07013-1178
Document Number	0000008965
Book / Page	D5063 / 64
Instrument Date	Jan 8, 2026
Instrument	2026008965
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,525.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	528 AUMACK AVE, UNION BEACH, NJ 07735-3328

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 MOUNTAINSIDE TER, CLIFTON, NJ 07013-1178

Mortgage

Document Number	0000008966
Date	Mar 23, 2026
Instrument	2026008966

Lender

Name	UNITED NATIONS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Oct 18, 2019
Property Address	91 MOUNTAINSIDE TER, CLIFTON, NJ 07013-1178
Document Number	0000047842
Book / Page	D3676 / 0203
Instrument Date	Oct 8, 2019
Instrument	2019047842
Transaction Type	Transfer
Record Updated	Oct 17, 2022
Title Company	FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,214.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6581 HIDDEN BEACH CIR, 6581, ORLANDO, FL 32819-7576

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	91 MOUNTAINSIDE TERRACE, CITY OF CLIFTON, NJ

Mortgage

Document Number	0000047845
Date	Oct 18, 2019
Book Page	M15781/0020
Instrument	2019047845

Lender

Name	ARC HOME LLC
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PASSAIC NJ
Recording Date	Aug 9, 2018
Property Address	91 MOUNTAINSIDE TER, CLIFTON, NJ 07013-1178
Document Number	0000035868
Book / Page	003375 / 000163
Instrument Date	Jul 12, 2018
Instrument	35868
Transaction Type	Transfer
Record Updated	Sep 7, 2018
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY

Transaction

Amount	Amount on Record
Tax	$352.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	91 MOUNTAINSIDE TER CLIFTON NJ 070131178, CLIFTON, NJ 07013-1178

Tax Assessment & Valuation

The 2025 property tax bill for 91 Mount Side Ter was $9,745, up 3.3% from the year before.

Source: Passaic County and Clifton City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Clifton City
Unified School District	Clifton City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$159,000 (-) Land $74,500 Building $84,500	$159,000 (-) Land $74,500 Building $84,500
2025	$9,745.00 (+3.25%)	$159,000 Land $74,500 Building $84,500	$159,000 Land $74,500 Building $84,500
2024	$9,438.00
2023		$159,000 Land $74,500 Building $84,500	$159,000 Land $74,500 Building $84,500
2022	$9,078.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 91 Mount Side Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 91 Mount Side Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

Nearby Properties on Mount Side Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures