91 Melba St, Durant, OK 74701 Property Records

Bryan County property record for 91 Melba St, Durant, OK 74701

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,698 sqft · built 2021
Lot Size	1.15 acres (50,392 sqft)
Owner	2 Individual Names on File
Last Sale	$405,000 (Oct 2024)
Tax Bill	$4,066 (2025)
Deeds & Mortgages	Oct 2024 Sale & Mortgage Jan 2021 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`46569`

Property Details

APN / Parcel Number

Primary APN	`46569`
Alternative APN	`0157-00-000-003-0-000-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,698 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	50,392 sqft (1.15 acres)
Garage Area	730 sqft
Porch	Slab
Porch Area	235 sqft
Patio Area	324 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	46569
Street Address	91 MELBA ST
City	DURANT
State	OK
Zip	74701-4148
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR RIDGE PHASE 1 LT3
Legal Subdivision	CEDAR RIDGE PHASE I 20-07S-0
Legal Phase	1
Legal Lot Number	3
Jurisdiction	BRYAN OK
Township / Civil Division	DURANT
Census Block Group	3
Census Block	3005
Census Tract	796002

Owner

Source: Bryan County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	91 MELBA ST, DURANT, OK 74701-4148
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2024	Warranty Deed, Transfer · FHA Mortgage GATEWAY FIRST BANK
Jan 6, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CHOCTAW HOME FINANCE CORP
Jan 6, 2021	Warranty Deed, Transfer · FHA Mortgage MID-AMERICAN MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2024 · Amount on File
Deed Sale	Oct 1, 2024 · Amount on File
Prior Sale	Jan 6, 2021 · Amount on File
Deed Document Number	2024767996
Deed Book / Page	1676 / 754
Record Updated	Oct 29, 2026

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRYAN OK
Recording Date	Oct 1, 2024
Property Address	91 MELBA ST, DURANT, OK 74701-4148
Document Number	001676/754
Book / Page	1676 / 754
Instrument Date	Sep 30, 2024
Instrument	I-2024-767996
Transaction Type	Transfer
Record Updated	Dec 4, 2025
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$607.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 MELBA ST, DURANT, OK 74701-4148

Mortgage

Document Number	I2024767997
Date	Oct 1, 2024
Instrument	I-2024-767997

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2054

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRYAN OK
Property Address	91 MELBA ST, DURANT, OK 74701-4148
Transaction Type	Mortgage
Record Updated	Feb 22, 2022
Title Company	MODERN ABSTRACT LLC, MODERN ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001547/823
Date	Jan 6, 2021
Book Page	1547/823
Instrument	2021-729479

Lender

Name	CHOCTAW HOME FINANCE CORP
Type	Government Agency
Address	HUGO, OK 74743

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jan 1, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRYAN OK
Recording Date	Jan 6, 2021
Property Address	91 MELBA ST, DURANT, OK 74701-4148
Document Number	001547/806
Book / Page	1547 / 806
Instrument Date	Jan 4, 2020
Instrument	2021-729477
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	MODERN ABSTRACT AND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$465.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	91 MELBA ST, DURANT, OK 74701-4148

Mortgage

Document Number	2021729478
Date	Jan 6, 2021
Instrument	2021-729478

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Bryan County assessment roll, as of December 4, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Bryan County
Unified School District	Calera Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,887 (+3%) Land $2,833 Building $43,054	$417,150 (+3%) Land $25,750 Building $391,400
2025	$4,066.00 (+23.47%) Homeowner's exemption	$44,550 (+21.05%) Land $2,750 Building $41,800	$405,000 (+15.52%) Land $25,000 Building $380,000
2024	$3,293.00 (+2.01%)	$36,804 (+5%) Land $2,750 Building $34,054	$350,598 (+8.05%) Land $25,000 Building $325,598
2023	$3,228.00	$35,051 Land $2,750 Building $32,301	$324,471 Land $25,000 Building $299,471

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 24, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 82% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRYAN COUNTY RURAL WATER DISTRICT #5 serves 8,325 people · EPA ID OK3000704
Water Source	Purchased surface water from DURANT UTILITIES AUTHORITY
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2023 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rise Broadband Fixed Wireless	500 / 100
Nextlink Fixed Wireless	500 / 100
360 Broadband Fixed Wireless	400 / 50

May also be available: AT&T, Verizon.

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