91 McCarthy Rd, Russell, NY 13684 Property Records

St. Lawrence County and Russell Town property record for 91 McCarthy Rd, Russell, NY 13684

Property Summary

Property Type	Seasonal / Vacation Home
Details	4 bd · 2 ba · 3,200 sqft · built 2000
Lot Size	4.9 acres (213,444 sqft)
Owner	Individual Name on File
Last Sale	$129,000 (Nov 2021)
Tax Bill	$502 (2026)
Deeds & Mortgages	Nov 2025 Line of Credit Apr 2025 Transfer + 1 more
APN	`407800 163.004-4-6`

Property Details

APN / Parcel Number

Primary APN	`407800 163.004-4-6`
Alternative APN	`780016300400040060000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,200 sqft Living Area
1st Floor Area	1,600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	213,444 sqft (4.9 acres)
Cabin	Cabin

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	407800 163.004-4-6
Street Address	91 MCCARTHY RD
City	RUSSELL
State	NY
Zip	13684-3156
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	01 - NOT Z
Legal Block	4
Legal Lot Number	6.000
Jurisdiction	ST LAWRENCE NY
Township / Civil Division	RUSSELL
Census Block Group	3
Census Block	3102
Census Tract	492600

Owner

91 McCarthy Rd, a residential property, is owned by an individual who acquired it in April 2025.

Source: St. Lawrence County and Russell Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	366 JUDSON STREET RD, CANTON, NY 13617-3982
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2025	Warranty Deed, Transfer · Line of Credit NORTH COUNTRY SAVINGS BANK
Apr 22, 2025	Intrafamily Transfer, Transfer
Mar 3, 2023	Warranty Deed, Transfer · Balloon Mortgage MELVIN L BICE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2021 · Amount on File
Deed Sale	Nov 9, 2021 · Amount on File
Deed Document Number	202115246
Last Transfer Date	Apr 21, 2025
Transfer Doc	0000004913
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LAWRENCE NY
Recording Date	Nov 18, 2025
Property Address	91 MCCARTHY RD, RUSSELL, NY 13684-3156
Document Number	0000013476
Instrument Date	Nov 18, 2025
Instrument	R-2025-00013476
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	366 JUDSON STREET RD, CANTON, NY 13617-3982

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	366 JUDSON STREET RD, CANTON, NY 13617-3982

Mortgage

Document Number	0000013477
Date	Nov 18, 2025
Instrument	R-2025-00013477

Lender

Name	NORTH COUNTRY SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	373 Months
Due	Dec 1, 2056

April 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LAWRENCE NY
Recording Date	Apr 22, 2025
Property Address	91 MCCARTHY RD, RUSSELL, NY 13684-3156
Document Number	0000004915
Instrument Date	Apr 22, 2025
Instrument	R-2025-00004915
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	366 JUDSON STREET RD, CANTON, NY 13617-3982

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	366 JUDSON STREET RD, CANTON, NY 13617-3982

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LAWRENCE NY
Recording Date	Mar 3, 2023
Property Address	91 MCCARTHY RD, RUSSELL, NY 13684-3156
Document Number	0000002695
Instrument Date	Feb 24, 2023
Instrument	R-2023-00002695
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$568.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 643, RUSSELL, NY 13684-0643

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	366 JUDSON STREET RD, CANTON, NY 13617-3982

Mortgage

Document Number	0000002696
Date	Mar 3, 2023
Instrument	R-2023-00002696

Lender

Name	MELVIN L BICE
Type	Private Party
Address	4272 S US 301, BUSHNELL, FL 33513

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2038

Tax Assessment & Valuation

The 2026 property tax bill for 91 McCarthy Rd was $502, up 8.4% from the year before.

Source: St. Lawrence County and Russell Town assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	New York
County	St. Lawrence County
County Subdivision	Russell Town
Unified School District	Edwards-Knox Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$502.00 (+8.42%)
2025	$463.00 (+5.95%)	$10,360 (-) Land $7,360 Building $3,000	$23,545 (+18.18%) Land $16,727 Building $6,818
2024	$437.00	$10,360 (-) Land $7,360 Building $3,000	$19,923 (+19.23%) Land $14,154 Building $5,769
2023		$10,360 Land $7,360 Building $3,000	$16,710 Land $11,871 Building $4,839

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 91 McCarthy Rd; there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 91 McCarthy Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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