Otsego County and Otego Town property record for 91 Main St, Otego, NY 13825
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 3 bd · 2 ba · 9,360 sqft · built 2015 |
| Lot Size | 1.26 acres (54,886 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $10,521 (2026) |
| Deeds & Mortgages | Apr 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 364801 325.06-1-9.03 |
| Primary APN | 364801 325.06-1-9.03 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 9,360 sqft Gross Area |
| 1st Floor Area | 1,422 sqft |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Lot Area | 54,886 sqft (1.26 acres) |
| Lot Dimensions | 315 ft deep x 175 ft wide |
| Garage Area | 936 sqft |
| Cooling System | Central |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 267314 |
|---|---|
| Street Address | 91 MAIN ST |
| City | OTEGO |
| State | NY |
| Zip | 13825-1111 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | COMMERCIAL |
| Legal Block | 1 |
| Legal Lot Number | 9.003 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | OTEGO |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 591401 |
91 Main St, a commercial property, is owned by a company.
Source: Otsego County and Otego Town records, as of September 23, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | PO BOX 5414, NEW YORK, NY 10185-5414 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Apr 17, 2017 |
| Property Address | 91 MAIN ST, OTEGO, NY 13825-1111 |
| Document Number | 0000001756 |
| Instrument Date | Mar 31, 2017 |
| Instrument | 1756 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2017 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 405 PARK AVE NEW YORK NY 100224405, NEW YORK, NY 10022-4405 |
The 2026 property tax bill for 91 Main St was $10,521, up 4.3% from the year before.
Source: Otsego County and Otego Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Otego Town |
| Municipality | Otego Village |
| Unified School District | Otego-Unadilla Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,521.00 (+4.31%) | ||
| 2025 | $10,086.00 | $350,000 Land $60,500 Building $289,500 | $460,526 Land $79,605 Building $380,921 |
| 2023 | $350,000 Land $60,500 Building $289,500 | $376,344 Land $65,054 Building $311,290 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 91 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 2 (2006–2011) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 91 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OTEGO VILLAGE serves 1,010 people · EPA ID NY3800155 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2021 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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