Otsego County and Oneonta City property record for 91 Main St, Oneonta, NY 13820 · Last verified August 2026
| Property Type | Triplex |
|---|---|
| Details | 6 bd · 3 ba · 2,132 sqft · built 1900 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Company Name on File |
| Tax Bill | $2,365 (2025) |
| Deeds & Mortgages | Jan 2020 Line of Credit Feb 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 361200 300.5-5-60.1 |
| Primary APN | 361200 300.5-5-60.1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,132 sqft Total Area |
| 1st Floor Area | 1,066 sqft |
| 2nd Floor Area | 1,066 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 155 ft deep x 40 ft wide |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 3911 1974 |
|---|---|
| Street Address | 91 MAIN ST |
| City | ONEONTA |
| State | NY |
| Zip | 13820-2792 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Legal Block | 5 |
| Legal Lot Number | 60.001 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | ONEONTA |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 591100 |
Source: Otsego County and Oneonta City records · APN 361200 300.5-5-60.1
Assessment roll updated April 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 855, ONEONTA, NY 13820-0855 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jan 03, 2020 | Deed of Trust, Mortgage · Line of Credit STEUBEN TR CO |
| Feb 28, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 18, 2016 |
| Deed Sale | Oct 18, 2016 |
| Prior Sale | Oct 18, 2016 · Amount on Record |
| Deed Book / Page | 2016 / 5094 |
| Prior Transfer Date | Apr 07, 2009 |
| Prior Transfer Doc | 0011240954 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 91 MAIN ST, ONEONTA, NY 13820-2792 |
| Document Number | 0000000175 |
| Instrument Date | Jan 03, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 187 NEWTON ST WESTON MA 024932338, WESTON, MA 02493-2338 |
| Document Number | 0000000175 |
|---|---|
| Date | Jan 13, 2020 |
| Instrument | 175 |
| Name | STEUBEN TR CO |
|---|---|
| Type | Bank |
| Address | WILLIAMSVILLE, NY 14221 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Feb 28, 2017 |
| Property Address | 91 MAIN ST, ONEONTA, NY 13820-2792 |
| Document Number | 0000001015 |
| Instrument Date | Feb 20, 2017 |
| Instrument | 1015 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2086 CENTRAL DR S EAST MEADOW NY 115545123, EAST MEADOW, NY 11554-5123 |
Source: Otsego County and Oneonta City records · Assessment roll updated April 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| Municipality | Oneonta City |
| Unified School District | Oneonta City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,365.00 | $60,000 (-) Land $22,000 Building $38,000 | $84,507 (+14.08%) Land $30,986 Building $53,521 |
| 2023 | $60,000 (-) Land $22,000 Building $38,000 | $74,074 (+13.58%) Land $27,160 Building $46,914 | |
| 2022 | $60,000 Land $22,000 Building $38,000 | $65,217 Land $23,913 Building $41,304 |
Source: FEMA National Flood Hazard Layer, Otsego County (36077C), updated March 20, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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