91 Main St, Chester, CT 06412 Property Records

Chester Town property record for 91 Main St, Chester, CT 06412

Property Summary

Property Type	Office Building
Details	3,770 sqft · built 2004
Lot Size	0.55 acres (23,958 sqft)
Owner	Company Name on Record
Last Sale	$420,000 (May 2021)
Tax Bill	$18,846 (2025)
Deeds & Mortgages	Jan 2022 Construction Loan Apr 2021 Sale & Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`CHES M:14 B:534`

Property Details

APN / Parcel Number

Primary APN	`CHES M:14 B:534`
Alternative APNs	`CSTR M:14 B:534` `00118300` `118300`

Interior

Stories	2 Stories
Building Area	3,770 sqft Total Area
Basement Area	2,154 sqft
Unfinished Basement	428 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	High Rise
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,958 sqft (0.55 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	118300
Street Address	91 MAIN ST
City	CHESTER
State	CT
Zip	06412-1311
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	C
Legal Block	534
Jurisdiction	CHESTER CT
Township / Civil Division	CHESTER
Census Block Group	1
Census Block	1016
Census Tract	600100

Owner

Source: Chester Town records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	6 WHITMAN LN, OLD LYME, CT 06371-1532
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2022	Deed of Trust, Mortgage · Construction Mortgage CITIZENS BANK
Apr 22, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage CITIZENS BANK
Apr 22, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage CITIZENS BANK
May 19, 2021	Correction Deed
May 19, 2021	Correction Deed
Nov 30, 2018	Deed of Trust, Mortgage · Line of Credit NEWTOWN SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2021 · Amount on Record
Deed Sale	May 19, 2021 · Amount on Record
Prior Sale	Apr 22, 2021 · Amount on Record
Deed Book / Page	178 / 495
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER CT
Property Address	91 MAIN ST, CHESTER, CT 06412-1311
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000180-470
Date	Jan 13, 2022
Book Page	180/470

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2032

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTER CT
Recording Date	Apr 22, 2021
Property Address	91 MAIN ST, CHESTER, CT 06412-1311
Document Number	178-110
Book / Page	178 / 110
Instrument Date	Apr 20, 2021
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 WHITMAN LN, OLD LYME, CT 06371-1532

Mortgage

Document Number	178112
Date	Apr 22, 2021
Instrument	178/112

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTER CT
Recording Date	Apr 22, 2021
Property Address	91 MAIN ST, CHESTER, CT 06412-1311
Document Number	000178-110
Book / Page	178 / 110
Instrument Date	Apr 20, 2021
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 WHITMAN LN, OLD LYME, CT 06371-1532

Mortgage

Document Number	0000178112
Date	Apr 22, 2021
Instrument	178/112

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	CHESTER CT
Recording Date	May 19, 2021
Property Address	91 MAIN ST, CHESTER, CT 06412-1311
Document Number	178-495
Book / Page	178 / 495
Instrument Date	Apr 19, 2021
Record Updated	Jun 3, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 WHITMAN LN, OLD LYME, CT 06371-1532

May 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	CHESTER CT
Recording Date	May 19, 2021
Property Address	91 MAIN ST, CHESTER, CT 06412-1311
Document Number	000178-495
Book / Page	178 / 495
Instrument Date	Apr 19, 2021
Record Updated	Apr 24, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 WHITMAN LN, OLD LYME, CT 06371-1532

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER CT
Property Address	91 MAIN ST, CHESTER, CT 06412-1311
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	171-469
Date	Nov 30, 2018
Book Page	171/469

Lender

Name	NEWTOWN SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Chester Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Chester Town
Elementary School District	Chester School District (PK - 06)
Secondary School District	Regional School District 04 (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,846.00	$695,940 (+22.05%) Land $126,000 Building $569,940	$487,158 Land $88,200 Building $398,958
2024	$18,846.00 (+11.28%)
2023	$16,936.00 (+85.34%)	$570,230 (+84.09%) Land $91,000 Building $479,230
2022	$9,138.00	$309,760 Land $91,000 Building $218,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - SHORELINE REGION-CHESTER SYSTEM private · serves 5,030 people · EPA ID CT0261031
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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