91 Lucille Ln, Toccoa, GA 30577 Property Records

Stephens County property record for 91 Lucille Ln, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,247 sqft · built 1950
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (May 2025)
Tax Bill	$1,918 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`042G 023`

Property Details

APN / Parcel Number

Primary APN	`042G 023`
Alternative APN	`757250`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,247 sqft Heated Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Terrain	Gentle Slope

Exterior Amenities

Porch	Porch
Porch Area	119 sqft
Patio Area	48 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	757250
Old Parcel Number	042G 023
Street Address	91 LUCILLE LN
City	TOCCOA
State	GA
Zip	30577-6057
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-IA
Legal Description	LOT 32 HARPER HOME SITES S/D
Legal Subdivision	HARPER HOME SITES
Legal Lot Number	32
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	4
Census Block	4037
Census Tract	970102

Owner

Source: Stephens County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	91 LUCILLE LN, TOCCOA, GA 30577-6057
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2025 · Amount on Record
Deed Sale	May 7, 2025 · Amount on Record
Prior Sale	Sep 23, 2020 · Amount on Record
Deed Document Number	0001405451
Deed Book / Page	1405 / 451
Record Updated	Jun 8, 2026

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Sep 28, 2020
Property Address	91 LUCILLE LN, TOCCOA, GA 30577-6057
Document Number	0012240001
Book / Page	001224 / 000001
Instrument Date	Sep 23, 2020
Transaction Type	Transfer
Record Updated	Oct 9, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$125.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 LUCILLE LN TOCCOA GA 305776057, TOCCOA, GA 30577-6057

Mortgage

Document Number	12240004
Date	Sep 28, 2020
Book Page	001224/000004

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAINESVILLE, GA 30501

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 27, 2050

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,918.00 (+57.73%)	$54,981 (+59.9%) Land $5,459 Building $49,522	$137,453 (+59.9%) Land $13,648 Building $123,805
2023	$1,216.00 (+4.56%)	$34,384 (+4.49%) Land $5,459 Building $28,925	$85,960 (+4.5%) Land $13,648 Building $72,312
2022	$1,163.00	$32,905 Land $5,459 Building $27,446	$82,262 Land $13,648 Building $68,614

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 65% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
TruVista Communications Cable · Fiber in parts of the area	500 / 50

May also be available: T-Mobile.

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