Clay County property record for 91 Live Oak Dr, Flora, IL 62839
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.13 acres (49,223 sqft) |
| Owner | Individual Name on File |
| Last Sale | $75,000 (Jun 2022) |
| Tax Bill | $468 (2022) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-32-300-017 |
| Primary APN | 10-32-300-017 |
|---|
| Architectural Style | Multi-Family |
|---|---|
| Lot Area | 49,223 sqft (1.13 acres) |
| Street Address | 91 LIVE OAK DR |
|---|---|
| City | FLORA |
| State | IL |
| Zip | 62839-3211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 32-3-6 PT NE SW 1.13 AC |
| Legal Range | 06 |
| Legal Township | 03 |
| Legal Section | 32 |
| Legal Subdivision | SOUTHWEST QUARTER |
| Jurisdiction | CLAY IL |
| Township / Civil Division | HARTER |
| Census Block Group | 2 |
| Census Block | 2122 |
| Census Tract | 972200 |
91 Live Oak Dr is owned and occupied by an individual who bought it in June 2022.
Source: Clay County records, as of October 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 91 LIVE OAK DR, FLORA, IL 62839-3211 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 8, 2022 · Amount on File |
| Deed Sale | Jun 8, 2022 · Amount on File |
| Deed Document Number | 2022204985 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY IL |
| Recording Date | Jun 8, 2022 |
| Property Address | 91 LIVE OAK DR, FLORA, IL 62839-3211 |
| Document Number | 0000204985 |
| Instrument Date | Jun 8, 2022 |
| Instrument | 204985 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $112.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 91 LIVE OAK DR, FLORA, IL 62839-3211 |
| Document Number | 0000204986 |
|---|---|
| Date | Jun 8, 2022 |
| Instrument | 204986 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2052 |
| Rate Type | Fixed Rate |
|---|
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Clay County |
| County Subdivision | Harter Township |
| Unified School District | Flora Community Unit School District 35 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $22,548 Land $2,845 Building $19,703 | $67,644 Land $8,535 Building $59,109 |
| 2022 | $468.00 (-59.66%) | $17,064 Land $2,135 Building $14,929 | $51,192 Land $6,405 Building $44,787 |
| 2021 | $1,160.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 91 Live Oak Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 91 Live Oak Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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