91 Lincoln Rd, Saco, ME 04072 Property Records

York County and Saco City property record for 91 Lincoln Rd, Saco, ME 04072

Property Summary

Property Type	Duplex
Details	4 bd · 2.5 ba · 2,779 sqft · built 1890
Lot Size	1.41 acres (61,420 sqft)
Owner	2 Individual Names on Record
Last Sale	$533,200 (Aug 2019)
Tax Bill	$8,341 (2025)
Deeds & Mortgages	Feb 2018 Mortgage May 2018 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`S4397R`

Property Details

APN / Parcel Number

Primary APN	`S4397R`
Alternative APNs	`SACO M:101 L:030 U:000-000` `M:101 L:030 U:000=000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,779 sqft Living Area
Gross Area	4,204 sqft
1st Floor Area	1,427 sqft
Attic	Attic
Attic Area	690 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	61,420 sqft (1.41 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	S4397R
Street Address	91 LINCOLN RD
City	SACO
State	ME
Zip	04072-9326
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RC
Legal Lot Number	30
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	2
Census Block	2000
Census Tract	5100

Owner

Source: York County and Saco City records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	91 LINCOLN RD, SACO, ME 04072-9326
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2018	Deed of Trust, Mortgage YORK COUNTY FCU
May 3, 2018	Deed of Trust, Mortgage · ARM CF BANK NA
Jan 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Aug 19, 2019	Warranty Deed, Transfer USAA
Feb 1, 2019	Deed of Trust, Mortgage · Line of Credit INFINITY FCU
Oct 26, 2017	Warranty Deed, Transfer YORK COUNTY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2019 · Amount on Record
Deed Sale	Aug 19, 2019 · Amount on Record
Prior Sale	Oct 26, 2017 · Amount on Record
Deed Document Number	201934042
Deed Book / Page	18023 / 628
Record Updated	Sep 20, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	91 LINCOLN RD, SACO, ME 04072-9326
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0176550580
Date	Feb 5, 2018
Book Page	17655/0580
Instrument	2018004576

Lender

Name	YORK COUNTY FCU

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Feb 23, 2033

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	91 LINCOLN RD, SACO, ME 04072-9326
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0177060133
Date	May 3, 2018
Book Page	17706/0133
Instrument	2018016036

Lender

Name	CF BANK NA

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	May 18, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.38%
Type Change Date	Jun 1, 2028

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	91 LINCOLN RD, SACO, ME 04072-9326
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0185400933
Date	Jan 29, 2021
Book Page	18540/933
Instrument	2021005663

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SACO ME
Recording Date	Aug 19, 2019
Property Address	91 LINCOLN RD, SACO, ME 04072-9326
Document Number	0180230628
Book / Page	018023 / 000628
Instrument Date	Aug 19, 2019
Instrument	34042
Transaction Type	Transfer
Record Updated	Aug 30, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	123 GRANT RD SACO ME 040729343, SACO, ME 04072-9343

Mortgage

Document Number	180230630
Date	Aug 19, 2019
Book Page	018023/000630
Instrument	34043

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 18, 2049

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	91 LINCOLN RD, SACO, ME 04072-9326
Document Number	0178920238
Instrument Date	Feb 1, 2019
Transaction Type	Mortgage
Record Updated	Feb 27, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 LINCOLN RD SACO ME 040729326, SACO, ME 04072-9326

Mortgage

Document Number	0178920238
Date	Feb 11, 2019
Book Page	017892/000238
Instrument	4684

Lender

Name	INFINITY FCU
Type	Credit Union
Address	PORTTLAND, ME 04104

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SACO ME
Recording Date	Oct 26, 2017
Property Address	91 LINCOLN RD, SACO, ME 04072-9326
Document Number	0175900556
Book / Page	17590 / 0556
Instrument	2017045835
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017045836
Date	Oct 26, 2017
Instrument	2017045836

Lender

Name	YORK COUNTY FCU

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 26, 2047

Tax Assessment & Valuation

Source: York County and Saco City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,341.00 (+2.02%)	$587,400 (+0.95%) Land $137,000 Building $450,400
2024	$8,176.00 (+6.92%)	$581,900 (+39.48%) Land $137,000 Building $444,900
2022	$7,647.00	$417,200 Land $104,200 Building $313,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2008–2010)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2010 · Severe Winter Storm

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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