Smithfield Town property record for 91 Limerock Rd, Smithfield, RI 02917
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2 ba · 1,820 sqft · built 1963 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Company Name on Record |
| Last Sale | $400,000 (Jul 2022) |
| Tax Bill | $6,362 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit Feb 2024 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-1195-00 |
| Primary APN | 13-1195-00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 1,820 sqft Living Area |
| Gross Area | 4,012 sqft |
| 1st Floor Area | 1,820 sqft |
| Basement Area | 780 sqft |
| Unfinished Basement | 780 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 13-1195-00 |
|---|---|
| Street Address | 91 LIMEROCK RD |
| City | SMITHFIELD |
| State | RI |
| Zip | 02917-1938 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R80 |
| Legal Lot Number | 54-A |
| Jurisdiction | SMITHFIELD RI |
| Township / Civil Division | SMITHFIELD |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 12602 |
Source: Smithfield Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 91 LIMEROCK RD, SMITHFIELD, RI 02917-1938 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Oct 16, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Feb 14, 2024 | Deed of Trust, Mortgage · ARM NAVIGANT CREDIT UNION |
| Jul 25, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage HOME POINT FINANCIAL CORPORATION |
| May 3, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage RICHARD J PALUMBO |
| Jul 30, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 25, 2022 · Amount on Record |
| Deed Sale | Jul 25, 2022 · Amount on Record |
| Prior Sale | May 3, 2022 · Amount on Record |
| Deed Book / Page | 1431 / 170 |
| Prior Transfer Date | Jul 29, 2021 |
| Prior Transfer Doc | 1372-39 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SMITHFIELD RI |
| Property Address | 91 LIMEROCK RD, SMITHFIELD, RI 02917-1938 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001480-23 |
|---|---|
| Date | Oct 16, 2023 |
| Book Page | 1480/23 |
| Instrument | 2023-2298 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Nov 1, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SMITHFIELD RI |
| Property Address | 91 LIMEROCK RD, SMITHFIELD, RI 02917-1938 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001491-292 |
|---|---|
| Date | Feb 14, 2024 |
| Book Page | 1491/292 |
| Instrument | 2024-336 |
| Name | NAVIGANT CREDIT UNION |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Type Change Date | Mar 1, 2031 |
| Index | Other |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SMITHFIELD RI |
| Recording Date | Jul 25, 2022 |
| Property Address | 91 LIMEROCK RD, SMITHFIELD, RI 02917-1938 |
| Document Number | 001431-170 |
| Book / Page | 1431 / 170 |
| Instrument Date | Jul 22, 2022 |
| Instrument | 2022-2431 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 91 LIMEROCK RD, SMITHFIELD, RI 02917-1938 |
| Document Number | 0020222432 |
|---|---|
| Date | Jul 25, 2022 |
| Instrument | 2022-2432 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SMITHFIELD RI |
| Recording Date | May 3, 2022 |
| Property Address | 91 LIMEROCK RD, SMITHFIELD, RI 02917-1938 |
| Document Number | 001419-287 |
| Book / Page | 1419 / 287 |
| Instrument Date | May 2, 2022 |
| Instrument | 2022-1505 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11 DEXTER RD # 117, 117, EAST PROVIDENCE, RI 02914-2045 |
| Document Number | 0020221506 |
|---|---|
| Date | May 3, 2022 |
| Instrument | 2022-1506 |
| Name | RICHARD J PALUMBO |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SMITHFIELD RI |
| Recording Date | Jul 30, 2021 |
| Property Address | 91 LIMEROCK RD, SMITHFIELD, RI 02917-1938 |
| Document Number | 1372-39 |
| Book / Page | 1372 / 39 |
| Instrument Date | Jul 29, 2021 |
| Instrument | 2021-3360 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16 RIVER ST, CENTRAL FALLS, RI 02863-1116 |
Source: Smithfield Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Smithfield Town |
| Unified School District | Smithfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,362.00 (+33.91%) | $513,500 (+48.28%) Land $186,000 Building $327,500 | $519,387 |
| 2023 | $4,751.00 (+2.68%) | $346,300 (-) Land $154,600 Building $191,700 | |
| 2022 | $4,627.00 | $346,300 Land $154,600 Building $191,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 8 (1979–2010) |
| Claims Outside the SFHA | 6 of 8 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SMITHFIELD WATER SUPPLY BOARD serves 9,460 people · EPA ID RI1615616 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
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