91 Lawrence St, Pepperell, MA 01463 Property Records

Middlesex County and Pepperell Town property record for 91 Lawrence St, Pepperell, MA 01463

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,533 sqft · built 1975
Lot Size	2.09 acres (91,328 sqft)
Owner	Individual Name on Record
Last Sale	$358,000 (Mar 2020)
Tax Bill	$6,430 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`PEPP M:0002 B:0051 L:00000`

Property Details

APN / Parcel Number

Primary APN	`PEPP M:0002 B:0051 L:00000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,533 sqft Living Area
Gross Area	2,358 sqft
Basement Area	1,000 sqft
Unfinished Basement	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Split Foyer
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	91,328 sqft (2.09 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	91 LAWRENCE ST
City	PEPPERELL
State	MA
Zip	01463-1030
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUR
Legal Block	51
Jurisdiction	PEPPERELL MA
Township / Civil Division	PEPPERELL
Census Block Group	2
Census Block	2001
Census Tract	327101

Owner

Source: Middlesex County and Pepperell Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	91 LAWRENCE ST, PEPPERELL, MA 01463-1030
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Deed of Trust, Mortgage · Line of Credit US BANK
Mar 13, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MORTGAGE NETWORK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2020 · Amount on Record
Deed Sale	Mar 13, 2020 · Amount on Record
Prior Sale	Sep 28, 2000 · Amount on Record
Deed Document Number	202038233
Deed Book / Page	74283 / 311
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEPPERELL MA
Recording Date	Jun 17, 2026
Property Address	91 LAWRENCE ST, PEPPERELL, MA 01463-1030
Document Number	0000072408
Book / Page	85748 / 303
Instrument Date	Jun 9, 2026
Instrument	202672408
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 LAWRENCE ST, PEPPERELL, MA 01463-1030

Mortgage

Document Number	0000072408,
Date	Jun 17, 2026
Book Page	85748/303
Instrument	202672408

Lender

Name	US BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PEPPERELL MA
Recording Date	Mar 13, 2020
Property Address	91 LAWRENCE ST, PEPPERELL, MA 01463-1030
Document Number	74283-311
Book / Page	74283 / 311
Instrument Date	Mar 13, 2020
Instrument	38233
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 LAWRENCE ST, PEPPERELL, MA 01463-1030

Mortgage

Document Number	38234
Date	Mar 13, 2020
Instrument	38234

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Pepperell Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Pepperell Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,430.00 (-1.98%)	$466,600 (+4.06%) Land $168,800 Building $297,800	$463,600 (-)
2025	$6,560.00 (+10.1%)	$448,400 (+8%) Land $168,700 Building $279,700	$463,600 (+3.19%)
2024	$5,958.00 (+2.85%)	$415,200 (+8.52%) Land $152,700 Building $262,500	$449,255
2023	$5,793.00	$382,600 Land $128,700 Building $253,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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