Ulster County and Gardiner Town property record for 91 Lake Rd, Wallkill, NY 12589 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,277 sqft · built 1991 |
| Lot Size | 0.8 acres (34,848 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $159,500 (Jan 2015) |
| Tax Bill | $7,508 (2025) |
| Deeds & Mortgages | Apr 2021 Line of Credit Jan 2024 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 512400 92.20-1-1 |
| Primary APN | 512400 92.20-1-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,277 sqft Living Area |
| 1st Floor Area | 1,277 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 34,848 sqft (0.8 acres) |
| Lot Dimensions | 476 ft deep x 124 ft wide |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 35 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 103540.000 |
|---|---|
| Street Address | 91 LAKE RD |
| City | WALLKILL |
| State | NY |
| Zip | 12589-3311 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 1.000 |
| Jurisdiction | ULSTER NY |
| Township / Civil Division | GARDINER |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 954200 |
Source: Ulster County and Gardiner Town records · APN 512400 92.20-1-1
Assessment roll updated April 20, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 187 PRESIDENT ST, BROOKLYN, NY 11231-3504 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 22, 2021 | Deed of Trust, Mortgage · Line of Credit HUDSON VALLEY FCU |
| Jan 29, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance WALLKILL VALLEY FSLA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 05, 2015 · Amount on Record |
| Deed Sale | Jan 05, 2015 · Amount on Record |
| Deed Book / Page | 5823 / 342 |
| Prior Transfer Date | Nov 06, 2000 |
| Prior Transfer Doc | 0031030085 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ULSTER NY |
| Property Address | 91 LAKE RD, WALLKILL, NY 12589-3311 |
| Transaction Type | Mortgage |
| Record Updated | Mar 04, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000008042 |
|---|---|
| Date | Apr 22, 2021 |
| Book Page | 12407/296 |
| Instrument | 2021-8042 |
| Name | HUDSON VALLEY FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ULSTER NY |
| Property Address | 91 LAKE RD, WALLKILL, NY 12589-3311 |
| Transaction Type | Mortgage |
| Record Updated | Mar 04, 2024 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000000925 |
|---|---|
| Date | Jan 29, 2024 |
| Book Page | 13238/279 |
| Instrument | 2024-925 |
| Name | WALLKILL VALLEY FSLA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2054 |
Source: Ulster County and Gardiner Town records · Assessment roll updated April 20, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Ulster County |
| County Subdivision | Gardiner Town |
| Unified School District | Wallkill Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,508.00 (+359.2%) | $217,500 (-) Land $57,600 Building $159,900 | $378,261 (+16.52%) Land $100,174 Building $278,087 |
| 2023 | $217,500 (-) Land $57,600 Building $159,900 | $324,627 (+7.46%) Land $85,970 Building $238,657 | |
| 2022 | $217,500 Land $57,600 Building $159,900 | $302,083 Land $80,000 Building $222,083 | |
| 2021 | $1,635.00 |
Source: FEMA National Flood Hazard Layer, Ulster County (36111C), updated April 5, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361119542003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 13 individual NFIP policies nearby |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 11 (2005–2022) |
| Claims Outside the SFHA | 9 of 11 |
| Most Recent Claim | Apr 2022, river or lake flooding |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 3,333 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 30 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
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4G LTE (outdoors only), no 5G reported
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