91 Lake Rd, Wallkill, NY 12589 Property Records

Ulster County and Gardiner Town property record for 91 Lake Rd, Wallkill, NY 12589 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,277 sqft · built 1991
Lot Size0.8 acres (34,848 sqft)
Owner2 Individual Names on File
Last Sale$159,500 (Jan 2015)
Tax Bill$7,508 (2025)
Deeds & MortgagesApr 2021 Line of Credit
Jan 2024 Refinance
Flood ZoneZone X (minimal risk)
APN512400 92.20-1-1

Property Details

APN / Parcel Number

Primary APN512400 92.20-1-1
Alternative APN
  • 103540.000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,277 sqft Living Area
1st Floor Area1,277 sqft

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Lot Area34,848 sqft (0.8 acres)
Lot Dimensions476 ft deep x 124 ft wide
Garage TypeDetached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area35 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number103540.000
Street Address91 LAKE RD
CityWALLKILL
StateNY
Zip12589-3311
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block1
Legal Lot Number1.000
JurisdictionULSTER NY
Township / Civil DivisionGARDINER
Census Block Group3
Census Block3026
Census Tract954200

Owner

Source: Ulster County and Gardiner Town records · APN 512400 92.20-1-1

Assessment roll updated April 20, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address187 PRESIDENT ST, BROOKLYN, NY 11231-3504
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2021Deed of Trust, Mortgage · Line of Credit
HUDSON VALLEY FCU
Jan 29, 2024Deed of Trust, Mortgage · Stand-Alone Refinance
WALLKILL VALLEY FSLA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 05, 2015 · Amount on Record
Deed SaleJan 05, 2015 · Amount on Record
Deed Book / Page5823 / 342
Prior Transfer DateNov 06, 2000
Prior Transfer Doc0031030085
Record UpdatedJun 08, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionULSTER NY
Property Address91 LAKE RD, WALLKILL, NY 12589-3311
Transaction TypeMortgage
Record UpdatedMar 04, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008042
DateApr 22, 2021
Book Page12407/296
Instrument2021-8042
Lender
NameHUDSON VALLEY FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionULSTER NY
Property Address91 LAKE RD, WALLKILL, NY 12589-3311
Transaction TypeMortgage
Record UpdatedMar 04, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000000925
DateJan 29, 2024
Book Page13238/279
Instrument2024-925
Lender
NameWALLKILL VALLEY FSLA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueFeb 01, 2054

Tax Assessment & Valuation

Source: Ulster County and Gardiner Town records · Assessment roll updated April 20, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyUlster County
County SubdivisionGardiner Town
Unified School DistrictWallkill Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,508.00 (+359.2%)$217,500 (-) Land $57,600 Building $159,900$378,261 (+16.52%) Land $100,174 Building $278,087
2023$217,500 (-) Land $57,600 Building $159,900$324,627 (+7.46%) Land $85,970 Building $238,657
2022$217,500 Land $57,600 Building $159,900$302,083 Land $80,000 Building $222,083
2021$1,635.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ulster County (36111C), updated April 5, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361119542003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 13 individual NFIP policies nearby
Nearby Flood Policies13 in force
Nearby Flood Claims11 (2005–2022)
Claims Outside the SFHA9 of 11
Most Recent ClaimApr 2022, river or lake flooding
Claims By Storm
  • Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims
  • Hurricane Irene, Aug 2011 · 5 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 3,333 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 30 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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