Fannin County property record for 91 Lacy Ln, Morganton, GA 30560
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,200 sqft · built 1985 |
| Lot Size | 6.55 acres (285,754 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,264 (2025) |
| Deeds & Mortgages | Jan 2025 Line of Credit May 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0012 027H |
| Primary APN | 0012 027H |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,200 sqft Heated Area |
| 1st Floor Area | 1,200 sqft |
| Flooring | Softwood |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 285,754 sqft (6.55 acres) |
| Garage Type | Mixed |
| Garage Area | 784 sqft |
| Carport | Carport |
| Carport Area | 616 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 728 sqft |
| Deck Area | 96 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 1019 |
|---|---|
| Old Parcel Number | 0012027H |
| Street Address | 91 LACY LN |
| City | MORGANTON |
| State | GA |
| Zip | 30560-3498 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIAL |
| Legal Description | 8-1 LL244,261 DB1177-140* 6.56 ACS |
| Jurisdiction | FANNIN GA |
| Township / Civil Division | MORGANTON |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 50500 |
Source: Fannin County records, as of January 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 49 LACY LN, MORGANTON, GA 30560-3498 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 16, 2025 | Deed of Trust, Mortgage · Line of Credit COPPER BASIN FEDERAL CREDIT UNION |
| May 4, 2022 | Deed of Trust, Mortgage · Conventional Mortgage COPPER BRIAN FEDERAL CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 15, 2016 |
| Deed Sale | Aug 15, 2016 |
| Deed Document Number | 0001177140 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FANNIN GA |
| Property Address | 91 LACY LN, MORGANTON, GA 30560-3498 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2025 |
| Name | Verified Name |
|---|---|
| Address | 91 LACY LN, MORGANTON, GA 30560-3498 |
| Document Number | 0000001634/0000000278 |
|---|---|
| Date | Jan 16, 2025 |
| Book Page | 0000001634/0000000278 |
| Name | COPPER BASIN FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FANNIN GA |
| Property Address | 91 LACY LN, MORGANTON, GA 30560-3498 |
| Transaction Type | Mortgage |
| Record Updated | Jul 6, 2022 |
| Name | Verified Name |
|---|---|
| Address | 91 LACY LN, MORGANTON, GA 30560-3498 |
| Document Number | 0000001503/0000000006 |
|---|---|
| Date | May 4, 2022 |
| Book Page | 0000001503/0000000006 |
| Name | COPPER BRIAN FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Jun 1, 2020 |
Source: Fannin County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Fannin County |
| Unified School District | Fannin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,264.00 (-25.21%) Homeowner's exemption | $251,592 (+18.45%) Land $46,915 Building $204,677 | $628,980 (+18.45%) Land $117,288 Building $511,692 |
| 2023 | $212,399 (-1.63%) Land $46,915 Building $165,484 | $530,997 (-1.63%) Land $117,288 Building $413,709 | |
| 2022 | $3,027.00 Homeowner's exemption | $215,927 Land $46,915 Building $169,012 | $539,817 Land $117,288 Building $422,529 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 97.3% of Georgia |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| TDS Telecom DSL | 50 / 10 |
| AT&T Fixed Wireless | 25 / 3 |
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