State of Hawaii and Hawaii County property record for 91 Kapaa St, Hilo, HI 96720
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,962 sqft · built 1950 |
| Lot Size | 0.658 acres (28,655 sqft) |
| Owner | Company Name on Record |
| Last Sale | $487,500 (Jun 2004) |
| Tax Bill | $940 (2025) |
| Deeds & Mortgages | Jul 2025 Mortgage Sep 2021 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-2-5-024-017 |
| Primary APN | 3-2-5-024-017 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,962 sqft Living Area |
| 1st Floor Area | 1,962 sqft |
| Flooring | Carpet |
| Interior Walls | Wood |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 28,655 sqft (0.658 acres) |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 190 sqft |
| Street Address | 91 KAPAA ST |
|---|---|
| City | HILO |
| State | HI |
| Zip | 96720-1645 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1C |
| Legal Description | LOT 17 28,655 SF BLK 16 FP 427 AINAKO S/D SERIES 2 |
| Legal Subdivision | AINAKO SUBDIVISION |
| Legal Block | 16 |
| Legal Lot Number | 17 |
| Jurisdiction | HAWAII HI |
| Township / Civil Division | HILO |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 20802 |
Source: State of Hawaii and Hawaii County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 91 KAPAA ST, HILO, HI 96720-1645 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jul 18, 2025 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) ROCKET MORTGAGE LLC |
| Sep 15, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 4, 2021 | Intrafamily Transfer, Transfer |
| Jun 26, 2020 | Deed of Trust, Transfer · Conventional Mortgage QUICKEN LNS |
| Aug 6, 2020 | Quit Claim Deed, Transfer QUICKEN LNS |
| Jan 17, 2019 | Quit Claim Deed, Transfer AMROCK INC |
| Jan 17, 2019 | Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 3, 2004 · Amount on Record |
| Deed Sale | Jun 3, 2004 · Amount on Record |
| Prior Sale | Feb 7, 2003 · Amount on Record |
| Deed Document Number | 2004111520 |
| Last Transfer Date | Sep 2, 2021 |
| Transfer Doc | 0079780409 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAWAII HI |
| Property Address | 91 KAPAA ST, HILO, HI 96720-1645 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | A9330000661 |
|---|---|
| Date | Jul 18, 2025 |
| Instrument | A-9330000661 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 1, 2045 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAWAII HI |
| Recording Date | Sep 15, 2021 |
| Property Address | 91 KAPAA ST, HILO, HI 96720-1645 |
| Document Number | 0A79280693 |
| Instrument Date | Sep 2, 2021 |
| Instrument | A-79280693 |
| Transaction Type | Transfer |
| Record Updated | Apr 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 91 KAPAA ST, HILO, HI 96720-1645 |
| Document Number | 0A79280694 |
|---|---|
| Date | Sep 15, 2021 |
| Instrument | A-79280694 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAWAII HI |
| Recording Date | Nov 4, 2021 |
| Property Address | 91 KAPAA ST, HILO, HI 96720-1645 |
| Document Number | 0A79780409 |
| Instrument Date | Sep 2, 2021 |
| Instrument | A-79780409 |
| Transaction Type | Transfer |
| Record Updated | Apr 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 91 KAPAA ST, HILO, HI 96720-1645 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAWAII HI |
| Property Address | 91 KAPAA ST, HILO, HI 96720-1645 |
| Document Number | 0A75140277 |
| Instrument Date | Jun 26, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2020 |
| Title Company | OTHER |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 91 KAPAA ST HILO HI 967201645, HILO, HI 96720-1645 |
| Document Number | 0A75140277 |
|---|---|
| Date | Jul 28, 2020 |
| Instrument | A75140277 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 27, 2040 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAWAII HI |
| Recording Date | Aug 6, 2020 |
| Property Address | 91 KAPAA ST, HILO, HI 96720-1645 |
| Document Number | 0A75230323 |
| Instrument Date | Jun 26, 2020 |
| Instrument | A75230323 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2020 |
| Title Company | AMROCK INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 91 KAPAA ST HILO HI 967201645, HILO, HI 96720-1645 |
| Document Number | A75140277 |
|---|---|
| Date | Aug 6, 2020 |
| Instrument | A75140277 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Aug 5, 2040 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAWAII HI |
| Recording Date | Jan 17, 2019 |
| Property Address | 91 KAPAA ST, HILO, HI 96720-1645 |
| Document Number | 0A69560549 |
| Instrument Date | Jan 8, 2019 |
| Instrument | A69560549 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2019 |
| Title Company | AMROCK INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 91 KAPAA ST HILO HI 967201645, HILO, HI 96720-1645 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAWAII HI |
| Recording Date | Jan 17, 2019 |
| Property Address | 91 KAPAA ST, HILO, HI 96720-1645 |
| Document Number | 0A69560528 |
| Instrument Date | Jan 8, 2019 |
| Instrument | A69560528 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2019 |
| Title Company | AMROCK INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 91 KAPAA ST HILO HI 967201645, HILO, HI 96720-1645 |
| Document Number | A69560529 |
|---|---|
| Date | Jan 17, 2019 |
| Instrument | A69560529 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 16, 2049 |
Source: State of Hawaii and Hawaii County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | Hawaii |
| County | Hawaii County |
| Unified School District | Hawaii Department of Education (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $338,800 (+3.01%) Land $132,400 Building $206,400 | $508,000 (+2.54%) Land $264,500 Building $243,500 | |
| 2025 | $940.00 (-3.19%) | $328,900 (+3.01%) Land $132,400 Building $196,500 | $495,400 (+11.23%) Land $251,900 Building $243,500 |
| 2024 | $319,300 (+3%) Land $132,400 Building $186,900 | $445,400 (+7.25%) Land $219,200 Building $226,200 | |
| 2023 | $971.00 Homeowner's exemption | $310,000 Land $132,400 Building $177,600 | $415,300 Land $204,900 Building $210,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 11, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 6 (1979–2007) |
| Claims Outside the SFHA | 5 of 6 |
| Most Recent Claim | Feb 2007 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 86% of Hawaii |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HILO serves 39,477 people · EPA ID HI0000101 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2021 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,850 / 2,850 |
| Spectrum Cable | 1,000 / 1,000 |
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