Madison County property record for 91 Hughes Ave, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 1,815 sqft |
| Owner | Individual Name on Record |
| Last Sale | $146,000 (Oct 2017) |
| Tax Bill | $1,763 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit Jan 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | B008-0018-0019 |
| Primary APN | B008-0018-0019 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,815 sqft Living Area |
| Exterior Material | Brick Veneer |
|---|---|
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 47765 |
|---|---|
| Street Address | 91 HUGHES AVE |
| City | BEREA |
| State | KY |
| Zip | 40403-1026 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DIXIE GLADE ACRES LOT 27 BLK 3 |
| Legal Subdivision | DIXIE GLADE |
| Legal Block | 3 |
| Legal Lot Number | 27 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 11202 |
Source: Madison County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 125 CLAY DR # B, B, BEREA, KY 40403-1349 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 29, 2023 | Deed of Trust, Mortgage · Line of Credit CUMBERLAND VALLEY NATL BANK & TRUST CO |
| Jan 31, 2018 | Deed of Trust, Mortgage · Commercial Mortgage CITIZENS BANK |
| Oct 11, 2017 | Warranty Deed, Transfer · Commercial Mortgage CITIZENS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 11, 2017 · Amount on Record |
| Deed Sale | Oct 11, 2017 · Amount on Record |
| Prior Sale | Feb 1, 2007 |
| Deed Document Number | 2013966091 |
| Deed Book / Page | D00751 / 297 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 91 HUGHES AVE, BEREA, KY 40403-1026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 91 HUGHES AVE, BEREA, KY 40403-1026 |
| Document Number | 0M2243/599 |
|---|---|
| Date | Jun 29, 2023 |
| Book Page | M2243/599 |
| Instrument | 2014153936 |
| Name | CUMBERLAND VALLEY NATL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LONDON, KY 40743 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 91 HUGHES AVE, BEREA, KY 40403-1026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | M01786/728 |
|---|---|
| Date | Jan 31, 2018 |
| Book Page | M01786/728 |
| Instrument | 2013971089 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Address | MOUNT VERNON, KY 40456 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 28, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Oct 11, 2017 |
| Property Address | 91 HUGHES AVE, BEREA, KY 40403-1026 |
| Document Number | D00751/297 |
| Book / Page | D00751 / 297 |
| Map Reference | MB12 PG42 |
| Instrument Date | Oct 11, 2017 |
| Instrument | 2013966091 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $146.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 240 SMITH LN, 240, BEREA, KY 40403-8709 |
| Name | Verified Name |
|---|---|
| Address | 125 CLAY DR # B, B, BEREA, KY 40403-1349 |
| Document Number | 2013966092 |
|---|---|
| Date | Oct 11, 2017 |
| Instrument | 2013966092 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 11, 2018 |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,763.00 (-2.76%) Additional exemption filed | $187,000 (-) | $187,000 (-) |
| 2023 | $1,813.00 | $187,000 | $187,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEREA MUNICIPAL UTILITIES private · serves 9,972 people · EPA ID KY0760030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures