91 Howard St, Irvington, NJ 07111 Property Records

Essex County and Irvington Township property record for 91 Howard St, Irvington, NJ 07111

Property Summary

Property Type	Single Family Home
Details	2,289 sqft · built 1953
Lot Size	0.084 acres (3,668 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Jul 2015)
Tax Bill	$12,868 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Aug 2023 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-00211-0000-00038`

Property Details

APN / Parcel Number

Primary APN	`09-00211-0000-00038`
Alternative APNs	`090021100038` `10002400`

Interior

Stories	2 Stories
Building Area	2,289 sqft Living Area
Gross Area	2,096 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Multi-Family
Lot Area	3,668 sqft (0.084 acres)
Lot Dimensions	110 ft deep x 33 ft wide

Location & Zoning

Account Number	10002400
Street Address	91 HOWARD ST
City	IRVINGTON
State	NJ
Zip	07111-3416
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	33.33 X 110
Legal Block	211
Legal Lot Number	38
Jurisdiction	ESSEX NJ
Township / Civil Division	IRVINGTON
Census Block Group	2
Census Block	2000
Census Tract	12900

Owner

91 Howard St is owned and occupied by an individual who bought it in July 2015.

Source: Essex County and Irvington Township records, as of August 4, 2026

Owner of Record	Individual Name on File
Mailing Address	91 HOWARD ST, IRVINGTON, NJ 07111-3416
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE CONNECT
Aug 16, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage JERSEY CENTRAL FCU
Mar 2, 2017	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2015 · Amount on File
Deed Sale	Jul 7, 2015 · Amount on File
Prior Sale	Mar 29, 2010 · Amount on File
Deed Book / Page	12563 / 3232
Prior Transfer Date	Apr 15, 1989
Prior Transfer Doc	5076000713
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Recording Date	Jul 15, 2026
Property Address	91 HOWARD ST, IRVINGTON, NJ 07111-3416
Document Number	0000046341
Instrument Date	Jun 19, 2026
Instrument	202646341
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	MORTGAGE CONNECT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 HOWARD ST, IRVINGTON, NJ 07111-3416
Investor	Possibly a Property Investor

Mortgage

Document Number	0000046341,
Date	Jul 15, 2026
Instrument	202646341

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	481 Months
Due	Aug 1, 2066

Interest

Rate	6.51%
Max Rate	-1%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	91 HOWARD ST, IRVINGTON, NJ 07111-3416
Transaction Type	Mortgage
Record Updated	Sep 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049285
Date	Aug 16, 2023
Instrument	2023049285

Lender

Name	JERSEY CENTRAL FCU
Type	Credit Union
Address	CRANFORD, NJ 07016

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	178 Months
Due	Jun 11, 2038

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	91 HOWARD ST, IRVINGTON, NJ 07111-3416
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	BLANK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018826
Date	Mar 2, 2017
Instrument	2017018826

Lender

Name	FREEDOM MORTGAGE CORP
Type	Non-Lending Institution
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	341 Months
Due	Aug 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 91 Howard St was $12,868, up 25.6% from the year before.

Source: Essex County and Irvington Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Irvington Township
Unified School District	Irvington Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$497,400 (-) Land $146,500 Building $350,900	$497,400 (-) Land $146,500 Building $350,900
2025	$12,868.00 (+25.55%)	$497,400 Land $146,500 Building $350,900	$497,400 Land $146,500 Building $350,900
2024	$10,249.00
2023		$165,400 (-) Land $20,800 Building $144,600	$165,400 (-) Land $20,800 Building $144,600
2022	$9,859.00 (-0.3%)	$165,400 Land $20,800 Building $144,600	$165,400 Land $20,800 Building $144,600
2021	$9,889.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 91 Howard St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 91 Howard St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 636 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile.

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