91 Hilton St, Murphy, NC 28906 Property Records

Cherokee County property record for 91 Hilton St, Murphy, NC 28906 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1985
Square Footage2,634 sqft Heated Area
Lot Size24,829 sqft (0.57 acres)
OccupancyOwner Occupied
Last Sale$188,000 (2018)
Tax Bill$1,082.00 (2025)

Property Details

APN / Parcel Number

Primary APN459211554468000
Alternative APN
  • 48516

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area2,634 sqft Heated Area
Gross Area3,232 sqft Gross Area
1st Floor2,089 sqft 1st Floor
Upper Floors545 sqft Upper Floors
Stories1 Stories
Primary FlooringWood Flooring
Interior StructurePlaster Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1985
Exterior MaterialBrick Veneer Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area24,829 sqft (0.57 acres)
Depth X Width292 ft x 85 ft Depth x Width
Deck Area382 sqft Deck
Porch Area90 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number48516
Street Address91 HILTON ST
CityMURPHY
StateNC
Zip28906-2812
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionP/O TOWN LOT 8 1508/757 1552/749
Legal SubdivisionLANDS OF W P ODOM
Legal Lot Number8
JurisdictionCHEROKEE NC
Minor Civil DivisionMURPHY
Census Blockgroup2
Census Block2050
Census Tract930402

Owner

Source: Cherokee County records · APN 459211554468000

Assessment roll updated October 10, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address91 HILTON ST, MURPHY, NC 28906-2812
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 06, 2020Deed of Trust, Mortgage · Conventional Mortgage
STATE EMPLOYEES CU
Sep 27, 2018Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM)
STATE EMPLOYEES CU
Jan 11, 2017Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM)
STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 27, 2018 · Amount on Record
Deed SaleSep 27, 2018 · Amount on Record
Prior SaleJan 11, 2017 · Amount on Record
Deed Doc Number20184649
Deed Book / Page1596 / 894
Prior Transfer DateJan 29, 2010
Prior Transfer Doc1378/0553
Record RefreshedJun 08, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address91 HILTON ST, MURPHY, NC 28906-2812
Transaction TypeMortgage
Record UpdatedJan 22, 2020
Title CompanyACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number01633/0517
DateJan 06, 2020
Book Page01633/0517
Instrument00058
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2050
Interest
Rate TypeAdjustable Rate
Rate3.87%
Change Frequency5 Years
Min Rate At Change3.75%
Index5-Year CMT
Max Rate6%

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateSep 27, 2018
Property Address91 HILTON ST, MURPHY, NC 28906-2812
Document Number01596/0894
Book / Page01596 / 0894
Instrument DateSep 26, 2018
Instrument04649
Transaction TypeTransfer
Record UpdatedAug 13, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$376.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address91 HILTON ST, MURPHY, NC 28906-2812

Mortgage

Document Number04650
DateSep 27, 2018
Instrument04650
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term361 Months
DueOct 01, 2048
Interest
Rate TypeAdjustable Rate
Rate4.87%
Change Frequency5 Years
Min Rate At Change4.25%
Index5-Year CMT
Max Rate6%

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateJan 11, 2017
Property Address91 HILTON ST, MURPHY, NC 28906-2812
Document Number01552/0749
Book / Page01552 / 0749
Instrument DateJan 09, 2017
Instrument00121
Transaction TypeTransfer
Record UpdatedAug 13, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$380.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address91 HILTON ST, 91, MURPHY, NC 28906-2812

Transferred To (Grantee/Buyer)

NameVerified Name
Address91 HILTON ST, MURPHY, NC 28906-2812

Mortgage

Document Number00122
DateJan 11, 2017
Instrument00122
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term361 Months
DueFeb 01, 2047
Interest
Rate TypeAdjustable Rate
Rate4.25%
Change Frequency5 Years
Min Rate At Change4.25%
Max Rate At Change6%
Index5-Year CMT
Margin2
Max Rate6%

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
MunicipalityMurphy Town
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,082.00$208,490 (-)$208,490 (-) Land $28,000 Building $180,490
2023$208,490$208,490 Land $28,000 Building $180,490

Flood & Wildfire

91 Hilton St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Cherokee County (37039C), updated February 5, 2020

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
35th percentile of exposed land nationally · 49th in North Carolina
Wildfire LikelihoodLow — about 1 in 2,381 per year
ExposureIndirect
within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

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