91 Hillcrest St, Waltham, MA 02451 Property Records

Middlesex County and Waltham City property record for 91 Hillcrest St, Waltham, MA 02451

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 912 sqft · built 1960
Lot Size	0.114 acres (4,983 sqft)
Owner	Individual Name on File
Last Sale	$390,000 (Dec 2017)
Tax Bill	$5,668 (2026)
Deeds & Mortgages	Oct 2022 Refinance Nov 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`55148`

Property Details

APN / Parcel Number

Primary APN	`55148`
Alternative APN	`WALT M:022 B:014 L:0048`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	912 sqft Living Area
Gross Area	1,912 sqft
Basement Area	912 sqft
Unfinished Basement	912 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1965
Architectural Style	Bungalow
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,983 sqft (0.114 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	55148
Street Address	91 HILLCREST ST
City	WALTHAM
State	MA
Zip	02451-3118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	14
Legal Lot Number	48
Jurisdiction	WALTHAM MA
Township / Civil Division	WALTHAM
Census Block Group	1
Census Block	1005
Census Tract	368102

Owner

91 Hillcrest St is owned and occupied by an individual who bought it in December 2017.

Source: Middlesex County and Waltham City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	91 HILLCREST ST, WALTHAM, MA 02451-3118
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Nov 23, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Dec 19, 2017	Quit Claim Deed, Transfer · Conventional with PMI BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2017 · Amount on File
Deed Sale	Dec 19, 2017 · Amount on File
Prior Sale	Nov 24, 2009
Deed Book / Page	70407 / 484
Transfer Doc	070407-484
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	91 HILLCREST ST, WALTHAM, MA 02451-3118
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	080836-337
Date	Oct 18, 2022
Book Page	80836/337
Instrument	155201

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	91 HILLCREST ST, WALTHAM, MA 02451-3118
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	76247-584
Date	Nov 23, 2020
Book Page	76247/584
Instrument	221467

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2040

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTHAM MA
Recording Date	Dec 19, 2017
Property Address	91 HILLCREST ST, WALTHAM, MA 02451-3118
Document Number	70407-484
Book / Page	070407 / 000484
Instrument Date	Dec 19, 2017
Instrument	5541
Transaction Type	Transfer
Record Updated	Aug 29, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,778.40
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 HILLCREST ST WALTHAM MA 024513118, WALTHAM, MA 02451-3118

Mortgage

Document Number	70407-487
Date	Dec 19, 2017
Book Page	070407/000487
Instrument	5542

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 18, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 91 Hillcrest St was $5,668, up 1% from the year before.

Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Waltham City
Unified School District	Waltham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,668.00 (+9.97%)	$549,200 (+4.65%) Land $354,000 Building $195,200	$619,582 (+11.14%)
2025	$5,154.00 (+5.53%)	$524,800 (+3.59%) Land $337,900 Building $186,900	$557,460 (+4.34%)
2024	$4,884.00 (+0.74%)	$506,600 (+7.83%) Land $321,800 Building $184,800	$534,280
2023	$4,848.00	$469,800 Land $293,800 Building $176,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 91 Hillcrest St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1978–2015)
Most Recent Claim	Sep 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 91 Hillcrest St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALTHAM WATER DEPARTMENT serves 65,218 people · EPA ID MA3308000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 664 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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