Essex County and Amesbury City property record for 91 Highland St, Amesbury, MA 01913
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,040 sqft · built 1900 |
| Lot Size | 0.257 acres (11,190 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $445,000 (May 2019) |
| Tax Bill | $8,657 (2026) |
| Deeds & Mortgages | Feb 2021 Mortgage Dec 2021 Refinance + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | AMES M:64 B:0103 |
| Primary APN | AMES M:64 B:0103 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 12 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,040 sqft Living Area |
| Gross Area | 4,236 sqft |
| 1st Floor Area | 932 sqft |
| Attic | Attic |
| Attic Area | 880 sqft |
| Basement Area | 932 sqft |
| Unfinished Basement | 932 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,190 sqft (0.257 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 91 HIGHLAND ST |
|---|---|
| City | AMESBURY |
| State | MA |
| Zip | 01913-3508 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R8 |
| Legal Block | 103 |
| Jurisdiction | AMESBURY MA |
| Township / Civil Division | AMESBURY TOWN |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 266300 |
91 Highland St, a duplex, is owned and occupied by two individuals who acquired it in February 2023.
Source: Essex County and Amesbury City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 91 HIGHLAND ST, AMESBURY, MA 01913-3508 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 17, 2021 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Dec 29, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance SECRETARY HOUSING URBAN DEVELOPMENT |
| Dec 6, 2024 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Dec 19, 2025 | Deed of Trust, Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Mar 13, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Dec 3, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LOWELL CMNTY LN FUND INC |
| May 29, 2019 | Quit Claim Deed, Transfer · FHA Mortgage RESIDENTIAL MORTGAGE SERVICES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 29, 2019 · Amount on File |
| Deed Sale | May 29, 2019 · Amount on File |
| Prior Sale | Aug 25, 2015 · Amount on File |
| Deed Book / Page | 37543 / 98 |
| Last Transfer Date | Feb 27, 2023 |
| Transfer Doc | 041472-589 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AMESBURY MA |
| Property Address | 91 HIGHLAND ST, AMESBURY, MA 01913-3508 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 039541-541 |
|---|---|
| Date | Feb 17, 2021 |
| Book Page | 39541/541 |
| Instrument | 20210217004970 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 337 Months |
| Due | Mar 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AMESBURY MA |
| Property Address | 91 HIGHLAND ST, AMESBURY, MA 01913-3508 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 040615-245 |
|---|---|
| Date | Dec 29, 2021 |
| Book Page | 40615/245 |
| Instrument | 20211229000490 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 325 Months |
| Due | Jan 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AMESBURY MA |
| Property Address | 91 HIGHLAND ST, AMESBURY, MA 01913-3508 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 042470-397 |
|---|---|
| Date | Dec 6, 2024 |
| Book Page | 42470/397 |
| Instrument | 20241206000210 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AMESBURY MA |
| Property Address | 91 HIGHLAND ST, AMESBURY, MA 01913-3508 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 043139-113 |
|---|---|
| Date | Dec 19, 2025 |
| Book Page | 43139/113 |
| Instrument | 20251219000710 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Amount | Amount on Record |
|---|---|
| Term | 277 Months |
| Due | Jan 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | AMESBURY MA |
| Recording Date | Mar 13, 2023 |
| Property Address | 91 HIGHLAND ST, AMESBURY, MA 01913-3508 |
| Document Number | 041472-589 |
| Book / Page | 41472 / 589 |
| Instrument Date | Feb 27, 2023 |
| Instrument | 20230313000450 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 91 HIGHLAND ST, AMESBURY, MA 01913-3508 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AMESBURY MA |
| Property Address | 91 HIGHLAND ST, AMESBURY, MA 01913-3508 |
| Document Number | 38095-472 |
| Instrument Date | Dec 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 91 HIGHLAND ST AMESBURY MA 019133508, AMESBURY, MA 01913-3508 |
| Document Number | 38095-472 |
|---|---|
| Date | Dec 9, 2019 |
| Book Page | 038095/000472 |
| Instrument | 1209002340 |
| Name | LOWELL CMNTY LN FUND INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | AMESBURY MA |
| Recording Date | May 29, 2019 |
| Property Address | 91 HIGHLAND ST, AMESBURY, MA 01913-3508 |
| Document Number | 37543-98 |
| Book / Page | 37543 / 98 |
| Instrument Date | May 24, 2019 |
| Instrument | 20190529003300 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 91 HIGHLAND ST, AMESBURY, MA 01913-3508 |
| Document Number | 190529003320 |
|---|---|
| Date | May 29, 2019 |
| Instrument | 190529003320 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 91 Highland St was $8,657, up 6.3% from the year before.
Source: Essex County and Amesbury City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Amesbury City |
| Unified School District | Amesbury School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,657.00 (+6.34%) | $575,200 (+8.1%) Land $253,500 Building $321,700 | $640,919 |
| 2025 | $8,141.00 (+1.69%) | $532,100 (+3.95%) Land $246,100 Building $286,000 | |
| 2024 | $8,006.00 (+1.74%) | $511,900 (+6.29%) Land $232,100 Building $279,800 | |
| 2023 | $7,869.00 | $481,600 Land $201,800 Building $279,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 91 Highland St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 2 (2022–2024) |
| Most Recent Claim | Jan 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 91 Highland St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AMESBURY DPW WATER DIV. serves 17,366 people · EPA ID MA3007000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2026 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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