91 High St, Troy, NY 12183 Property Records

Albany County and Green Island Town property record for 91 High St, Troy, NY 12183

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,222 sqft · built 1935
Lot Size0.07 acres (3,049 sqft)
OwnerIndividual Name on Record
Last Sale$319,500 (Dec 2017)
Tax Bill$4,471 (2026)
Deeds & MortgagesMar 2023 Mortgage
Dec 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN012801 20.76-2-3

Property Details

APN / Parcel Number

Primary APN012801 20.76-2-3
Alternative APNs
  • 280102007600020030000000
  • 02007600020030000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,222 sqft Living Area
1st Floor Area822 sqft
Upper Floors Area400 sqft

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1935
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Lot Area3,049 sqft (0.07 acres)
Lot Dimensions100 ft deep x 30 ft wide
PorchPorch
Porch Area309 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number02007600020030000000
Street Address91 HIGH ST
CityTROY
StateNY
Zip12183-1425
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal DescriptionRESERVED LIFE ESTATE TO MCGAN, ELIZABETH H
Legal SubdivisionOAK HILL ACRES
Legal Block2
Legal Lot Number3.000
JurisdictionALBANY NY
Township / Civil DivisionGREEN ISLAND
Census Block Group1
Census Block1029
Census Tract13100

Owner

Source: Albany County and Green Island Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address91 HIGH ST, TROY, NY 12183-1425
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 7, 2023Deed of Trust, Mortgage · Conventional Mortgage
PIONEER BANK
Dec 7, 2017Warranty Deed, Transfer
HOMESTEAD FNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 11, 2017 · Amount on Record
Deed SaleDec 11, 2017 · Amount on Record
Prior SaleMay 22, 2007 · Amount on Record
Deed Document Number201729605
Prior Transfer DateNov 30, 2017
Prior Transfer Doc0000009605
Record UpdatedOct 29, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address91 HIGH ST, TROY, NY 12183-1425
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address91 HIGH ST, GREEN ISLAND, NY 12183-1425

Mortgage

Document Number0000000547
DateMar 7, 2023
InstrumentR2023-4547
Lender
NamePIONEER BANK
TypeBank
AddressALBANY, NY 12211
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term54 Months
DueSep 16, 2027

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALBANY NY
Recording DateDec 7, 2017
Property Address91 HIGH ST, TROY, NY 12183-1425
Document Number0000029371
Instrument DateNov 29, 2017
Instrument29371
Transaction TypeTransfer
Record UpdatedJul 14, 2020
Title CompanyAMERICAN GUARANTY TITLE COMPANY, AMERICAN GUARANTY TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$582.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address91 HIGH ST GREEN ISLAND NY 121831425, GREEN ISLAND, NY 12183-1425

Mortgage

Document Number29372
DateDec 7, 2017
Instrument29372
Lender
NameHOMESTEAD FNDG
TypeFunding / Finance Company
AddressALBANY, NY 12205
Agreement
AmountAmount Recorded
Term360 Months
DueDec 6, 2047

Tax Assessment & Valuation

Source: Albany County and Green Island Town assessment roll, as of March 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
County SubdivisionGreen Island Town
MunicipalityGreen Island Village
Unified School DistrictGreen Island Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,471.00 (-0.97%)
2025$4,515.00$115,000 (-) Land $27,500 Building $87,500$174,242 (+18.18%) Land $41,667 Building $132,575
2023$115,000 Land $27,500 Building $87,500$147,436 Land $35,256 Building $112,180

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 23 policies
Nearby Flood Policies23 in force
Nearby Flood Claims4 (1986–2011)
Most Recent ClaimAug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGREEN ISLAND VILLAGE
serves 2,900 people · EPA ID NY0100195
Water SourcePurchased surface water from COHOES CITY
Last State InspectionSep 2023
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Nov 2022
Treatment and ProcedureNo certified operator
currently in violation since Jan 2023
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
Hudson Valley Wireless
Fixed Wireless
200 / 20

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